Richardsons Financial Services Limited
Reference number: 141816
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
30 Upper High Street, Thame, OX9 3EZ, United Kingdom
In the full report: 3 background checks
- When richardsons-fs.co.uk first appeared online, and whether it can receive email
- What kind of line 01844 261283 is
- Who else gives the postcode OX9 3EZ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Financial Services Action Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02205894 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 December 1987 (38 years old)
- Registered office
- 30 Upper High Street, Thame, Oxfordshire, OX9 3EZ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Bernard Alexander Hawkes | Director | Aug 1961 | 15 Apr 1999 | 3 other companies |
| Bernard Alexander Hawkes | Secretary | Not published | 20 Sep 2023 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£229k
No earlier figure to compare
Owed within a year
£114k
+5.4% from £108k
Total equity
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 02205894. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Richardsons Financial Services’s history from the FCA register and Companies House, newest first.
2026
27 March 2026
- Bernadette Rachel King stopped being a part-owner
Companies House
4 February 2026
- Andrew Richard King stopped being a part-owner
- Bernadette Rachel King became a part-owner (25–50% of shares)
Companies House
2025
6 October 2025
- Ian Simon Husband stopped being a part-owner
Companies House
2016
6 April 2016
- Andrew Richard King became a part-owner (25–50% of shares)
- Bernard Alexander Hawkes took control (75–100% of shares)
- Ian Simon Husband became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2011
28 March 2011
- Changed its registered name from "Financial Services Action Limited"
FCA register
2001
1 December 2001
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1995
10 April 1995
- Regulated by the Personal Investment Authority from this date
FCA register
1987
16 December 1987
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (13 shown here)
- Every director appointment and resignation: 7
Firms connected to Richardsons Financial Services
Other FCA-listed firms that share a director, phone number or address with Richardsons Financial Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Richardsons Financial Services
Other firms of the same type (financial adviser), nearest first.
In Thame
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Richardsons Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 26 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk