Aspire Mortgages (Sleaford) Ltd

Reference number: 810098

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Aspire Mortgages (Sleaford) Ltd (FRN 810098) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Aspire Mortgages (Sleaford)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Aspire Mortgages (Sleaford), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aspiremortgages.com first appeared online, and whether it can receive email
  • What kind of line 07732 267645 is
  • Who else gives the postcode LN6 7SR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aspire MOrtgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ASPIRE MORTGAGES (SLEAFORD) LIMITED
Company number
11186898
Company status
Active
Company type
Private limited company
Incorporated
5 February 2018 (8 years old)
Registered office
29 Western Avenue, Lincoln, LN6 7SR, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Donna Michelle Coy Director Apr 1967 5 Feb 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£35

Down £690 from £725

Cash at bank

£6,711

+29% from £5,200

Owed within a year

£18.3k

−12% from £20.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11186898. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Aspire Mortgages (Sleaford)’s history from the FCA register and Companies House, newest first.

2018

2 July 2018

  • Began trading as "Aspire MOrtgages"

FCA register

25 May 2018

  • Became an appointed representative

FCA register

5 February 2018

  • Incorporated at Companies House
  • Donna Michelle Coy took control (75–100% of shares)
  • Donna Michelle Coy appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Aspire Mortgages (Sleaford)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lincoln

3D Mortgages LtdLincolnAppointed representativeAlan WardLincolnAppointed representativeAndy Wilson Financial Services LtdLincolnAppointed representativeEagle Mortgages & Protection LtdLincolnAppointed representativeGemma BrownLincolnAppointed representativeHMD Mortgages LimitedLincolnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Aspire Mortgages (Sleaford)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Aspire Mortgages (Sleaford) Ltd FCA authorised?
Aspire Mortgages (Sleaford) Ltd (FRN 810098) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Aspire Mortgages (Sleaford)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Aspire Mortgages (Sleaford) Ltd (FRN 810098) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Aspire Mortgages (Sleaford)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Aspire Mortgages (Sleaford), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Aspire Mortgages (Sleaford)’s phone number and website?
The FCA register lists the phone number 07732 267645 and the website aspiremortgages.com for Aspire Mortgages (Sleaford). If you were given different contact details, use these to check with the firm before going any further.
Is Aspire Mortgages (Sleaford) a scam or clone?
Aspire Mortgages (Sleaford) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Aspire Mortgages (Sleaford)?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Aspire Mortgages (Sleaford)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Aspire Mortgages (Sleaford)?
Companies House lists one person with significant control of Aspire Mortgages (Sleaford): Donna Michelle Coy (75–100% of shares).
Who runs Aspire Mortgages (Sleaford)?
Companies House lists one director of Aspire Mortgages (Sleaford): Donna Michelle Coy.
How long has Aspire Mortgages (Sleaford) been in business?
The company was formed on 5 February 2018.
What do Aspire Mortgages (Sleaford)’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £35 (down £690 from £725) and cash at bank of £6,711 (+29% from £5,200).
Does Aspire Mortgages (Sleaford) use any other names?
It trades as Aspire MOrtgages.

Sources and links

The full report on Aspire Mortgages (Sleaford) Ltd

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