Gemma Brown

Reference number: 1001771

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Appointed representative

Gemma Brown does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gemma Brown (FRN 1001771) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Gemma Brown's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gemma Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07813 666627

  • Address

    1 Badgers Oak, Bassingham, Lincoln, Lincolnshire, LN5 9JP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07813 666627 is
  • Who else gives the postcode LN5 9JP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gemma Brown Mortgage Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Gemma Brown’s history from the FCA register and Companies House, newest first.

2023

25 September 2023

  • Became an appointed representative
  • Began trading as "Gemma Brown Mortgage Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Gemma Brown

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lincoln

3D Mortgages LtdLincolnAppointed representativeAlan WardLincolnAppointed representativeAndy Wilson Financial Services LtdLincolnAppointed representativeAspire Mortgages (Sleaford) LtdLincolnAppointed representativeEagle Mortgages & Protection LtdLincolnAppointed representativeHMD Mortgages LimitedLincolnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gemma Brown

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Gemma Brown FCA authorised?
Gemma Brown (FRN 1001771) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gemma Brown?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gemma Brown (FRN 1001771) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Gemma Brown's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gemma Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gemma Brown’s phone number?
The FCA register lists the phone number 07813 666627 for Gemma Brown. If you were given different contact details, use these to check with the firm before going any further.
Is Gemma Brown a scam or clone?
Gemma Brown is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gemma Brown?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Gemma Brown's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Gemma Brown use any other names?
It trades as Gemma Brown Mortgage Services.

Sources and links

The full report on Gemma Brown

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