ASPRA Solutions Ltd

Reference number: 488315

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ASPRA Solutions Ltd (FRN 488315) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use ASPRA Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ASPRA Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01429 863306

  • Address

    1st Floor, St. Oswalds House, 32 Victoria Road, Hartlepool, Cleveland, TS26 8DD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01429 863306 is
  • Who else gives the postcode TS26 8DD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aspra Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ASPRA SOLUTIONS LIMITED
Company number
06573565
Company status
Active
Company type
Private limited company
Incorporated
22 April 2008 (18 years old)
Registered office
1st Floor St Oswalds House, 32 Victoria Road, Hartlepool, Teeside, TS26 8DD, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Reginald Graham Dixon Director Oct 1952 17 Feb 2009 1 other company
Stephen John Murray Director Jan 1965 7 Aug 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

£28.8k

+4% from £27.7k

Employees (average)

2

Same as 2

Owed within a year

£2,128

Up £1,168 from £960

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06573565. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ASPRA Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 April 2016

  • Reginald Graham Dixon became a part-owner (25–50% of shares)
  • Stephen Murray became a part-owner (25–50% of shares)

Companies House

2008

2 September 2008

  • Became an appointed representative

FCA register

22 April 2008

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to ASPRA Solutions

Other FCA-listed firms that share a director, phone number or address with ASPRA Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4
past link
1

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like ASPRA Solutions

Other firms of the same type (insurance broker), nearest first.

In Hartlepool

Football Network Group LimitedHartlepoolAppointed representativeDanab LimitedHartlepoolAuthorisedMayfield Insurance Brokers LimitedHartlepoolAuthorisedW.a. Smith Insurance Brokers LimitedHartlepoolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ASPRA Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ASPRA Solutions Ltd FCA authorised?
ASPRA Solutions Ltd (FRN 488315) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for ASPRA Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. ASPRA Solutions Ltd (FRN 488315) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use ASPRA Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from ASPRA Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is ASPRA Solutions’ phone number?
The FCA register lists the phone number 01429 863306 for ASPRA Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is ASPRA Solutions a scam or clone?
ASPRA Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ASPRA Solutions?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for ASPRA Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns ASPRA Solutions?
Companies House lists 2 people with significant control of ASPRA Solutions: Mr Reginald Graham Dixon (25–50% of shares) and Mr Stephen Murray (25–50% of shares).
Who runs ASPRA Solutions?
Companies House lists 2 directors of ASPRA Solutions: Reginald Graham Dixon and Stephen John Murray.
How long has ASPRA Solutions been in business?
The company was formed on 22 April 2008.
What do ASPRA Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £28.8k (+4% from £27.7k).
Does ASPRA Solutions use any other names?
It has previously used the name Aspra Mortgage Solutions.

Sources and links

The full report on ASPRA Solutions Ltd

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