W.a. Smith Insurance Brokers Limited

Reference number: 303963

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wasmith.co.uk first appeared online, and whether it can receive email
  • What kind of line 01429 234545 is
  • Who else gives the postcode TS26 8AP
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00491451
Company status
Active
Company type
Private limited company
Incorporated
10 February 1951 (75 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Pritchard Director Jul 1965 6 May 1999 None
Chloe Elizabeth Smith Director Aug 1980 21 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£279k

<1% from £278k

Employees (average)

5

−17% from 6

Owed within a year

£188k

−20% from £235k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00491451. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

W.a. Smith Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1951

10 February 1951

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like W.a. Smith Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Hartlepool

Danab LimitedHartlepoolAuthorisedMayfield Insurance Brokers LimitedHartlepoolAuthorisedASPRA Solutions LtdHartlepoolAppointed representativeFootball Network Group LimitedHartlepoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on W.a. Smith Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is W.a. Smith Insurance Brokers Limited FCA authorised?
Yes, W.a. Smith Insurance Brokers Limited (FRN 303963) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is W.a. Smith Insurance Brokers’ phone number and website?
The FCA register lists the phone number 01429 234545 and the website wasmith.co.uk for W.a. Smith Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is W.a. Smith Insurance Brokers a scam or clone?
W.a. Smith Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with W.a. Smith Insurance Brokers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about W.a. Smith Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who runs W.a. Smith Insurance Brokers?
Companies House lists 2 directors of W.a. Smith Insurance Brokers: Susan Pritchard and Chloe Elizabeth Smith.
How long has W.a. Smith Insurance Brokers been in business?
The company was formed on 10 February 1951, and has held its current FCA authorisation since January 2005.
What do W.a. Smith Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £279k (<1% from £278k).

Sources and links

The full report on W.a. Smith Insurance Brokers Limited

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