Asset Mortgage Solutions Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2004
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

assetmortgagesolutions.co.uk (opens in a new tab)
Phone number

01873 880121
Address

Unit 3, Waddington House, Llanover Business Centre, Llanover, Abergavenny, Monmouthshire, NP7 9HA, United Kingdom

In the full report: 3 background checks

When assetmortgagesolutions.co.uk first appeared online, and whether it can receive email
What kind of line 01873 880121 is
Who else gives the postcode NP7 9HA

Other names (4)

If you were contacted under any of these names, it is this firm.

Asset Finance Trading name: A name it trades under now.
Asset Home Loans Trading name: A name it trades under now.
Asset Protection Trading name: A name it trades under now.
Asset Retirement Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (14 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05194100 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 July 2004 (22 years old)
Registered office: 45 Bridge Street, Usk, Monmouthshire, NP15 1BQ
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Phillip Rhys Hathway	Director	Oct 1972	30 Jul 2004	4 other companies
Martyn Antony Richards	Director	May 1964	13 Oct 2004	1 other company
Phillip Rhys Hathway	Secretary	Not published	30 Jul 2004	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£82.3k

+49% from £55.1k

Employees (average)

0

Same as 0

Owed within a year

£117k

+101% from £58.3k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05194100. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Asset Mortgage Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2016

30 July 2016

Martyn Antony Richards became a part-owner (25–50% of shares)
Phillip Rhys Hathway became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

1 April 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2004

30 July 2004

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms like Asset Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Abergavenny

Breakthrough Mortgage & Financial Services LtdAbergavennyAppointed representative Seymour Mortgage Solutions LtdAbergavennyAppointed representative

In the Newport (NP) postcode area

MGI Network LtdUskAuthorised Catbrook Finance LimitedCaldicotAuthorised Clearwater Financial Solutions LimitedSir FynwyAuthorised David SmithNewportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Asset Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 16 events in its history

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Frequently asked questions about this firm

Is Asset Mortgage Solutions Limited FCA authorised?

Yes, Asset Mortgage Solutions Limited (FRN 418144) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Asset Mortgage Solutions’ phone number and website?

The FCA register lists the phone number 01873 880121 and the website assetmortgagesolutions.co.uk for Asset Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is Asset Mortgage Solutions a scam or clone?

Asset Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Asset Mortgage Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Asset Mortgage Solutions to the Financial Ombudsman Service, free of charge.

Who owns Asset Mortgage Solutions?

Companies House lists 2 people with significant control of Asset Mortgage Solutions: Mr Martyn Antony Richards (25–50% of shares) and Mr Phillip Rhys Hathway (25–50% of shares).

Who runs Asset Mortgage Solutions?

Companies House lists 2 directors of Asset Mortgage Solutions: Phillip Rhys Hathway and Martyn Antony Richards.

How long has Asset Mortgage Solutions been in business?

The company was formed on 30 July 2004, and has held its current FCA authorisation since April 2005.

What do Asset Mortgage Solutions’ latest accounts show?

Its latest accounts, to 31 March 2026, show total equity of £82.3k (+49% from £55.1k).

Does Asset Mortgage Solutions use any other names?

It trades as Asset Finance, Asset Home Loans, Asset Protection and Asset Retirement Solutions.