Assured Cover Ltd

Reference number: 801991

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Assured Cover Ltd (FRN 801991) is an AR of Dragon Brokers Limited (FRN 599430). When you use Assured Cover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Assured Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07525 139618

  • Address

    Suites C, D, E & F 14th Floor The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07525 139618 is
  • Who else gives the postcode L3 9QJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Dragon Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 January 2018 (8 years old)
Registered office
Suites C, D, E & F 14th Floor The Plaza, 100 Old Hall Street, Liverpool, L3 9QJ, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Johnson Director Jun 1981 22 Jan 2018 1 other company
Aaron O'Donnell Director Nov 1994 1 Nov 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£45.3k

−31% from £65.4k

Cash at bank

£101k

−14% from £118k

Owed within a year

£49.1k

+30% from £37.8k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11162610. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Assured Cover’s history from the FCA register and Companies House, newest first.

2024

1 November 2024

  • Aaron O'donnell appointed as a director

Companies House

2018

16 February 2018

  • Became an appointed representative

FCA register

22 January 2018

  • Incorporated at Companies House
  • Ryan Johnson took control (75–100% of shares)
  • Ryan Johnson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Assured Cover

Other firms of the same type (insurance broker), nearest first.

In the Liverpool (L) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Assured Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Assured Cover Ltd FCA authorised?
Assured Cover Ltd (FRN 801991) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Assured Cover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Assured Cover Ltd (FRN 801991) is an AR of Dragon Brokers Limited (FRN 599430). When you use Assured Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Assured Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Assured Cover’s phone number?
The FCA register lists the phone number 07525 139618 for Assured Cover. If you were given different contact details, use these to check with the firm before going any further.
Is Assured Cover a scam or clone?
Assured Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Assured Cover?
Protection works through Dragon Brokers Limited, the principal firm responsible for Assured Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Assured Cover?
Companies House lists one person with significant control of Assured Cover: Mr Ryan Johnson (75–100% of shares).
Who runs Assured Cover?
Companies House lists 2 directors of Assured Cover: Ryan Johnson and Aaron O'Donnell.
How long has Assured Cover been in business?
The company was formed on 22 January 2018.
What do Assured Cover’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £45.3k (−31% from £65.4k) and cash at bank of £101k (−14% from £118k).

Sources and links

The full report on Assured Cover Ltd

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