Assured Fertility Ltd

Reference number: 765009

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Assured Fertility Ltd (FRN 765009) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Assured Fertility's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Assured Fertility, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When assuredfertility.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 234 0895 is
  • Who else gives the postcode SK9 7AW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ASSURED FERTILITY LIMITED
Company status
Active
Company type
Private limited company
Incorporated
10 July 1984 (42 years old)
Registered office
Walkfine Ltd, 1 Ringley Close, Whitefield, Manchester, M45 7HR, England
Nature of business
  • Other human health activities (SIC 86900)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Peter Montague Director Sep 1958 12 Jan 2017 18 other companies
Holly Louise Scott Director Dec 1987 2 Sep 2021 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
12
still active
6

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£280k

Up £43.8k from −£324k

Cash at bank

£627k

+549% from £96.6k

Employees (average)

3

Same as 3

Owed within a year

£995k

+90% from £524k

Net assets are negative: on its last balance sheet the company owed £280k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01831618. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Assured Fertility’s history from the FCA register and Companies House, newest first.

2023

1 June 2023

  • Bernard Cornelius O'Connor gave up control
  • Nicholas Peter Montague took control (75–100% of shares)

Companies House

2022

30 June 2022

  • Bernard Cornelius O'Connor took control (75–100% of shares)
  • William Robert Owen Harris gave up control

Companies House

2016

21 November 2016

  • Became an appointed representative

FCA register

6 April 2016

  • William Robert Owen Harris took control (75–100% of shares)

Companies House

1984

10 July 1984

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Assured Fertility

Other FCA-listed firms that share a director, phone number or address with Assured Fertility. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Assured Fertility

Other firms of the same type (dental or medical practice), nearest first.

In Alderley Edge

In the Stockport (SK) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Assured Fertility

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Assured Fertility Ltd FCA authorised?
Assured Fertility Ltd (FRN 765009) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Assured Fertility?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Assured Fertility Ltd (FRN 765009) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Assured Fertility's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Assured Fertility, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Assured Fertility’s phone number and website?
The FCA register lists the phone number 0333 234 0895 and the website assuredfertility.co.uk for Assured Fertility. If you were given different contact details, use these to check with the firm before going any further.
Is Assured Fertility a scam or clone?
Assured Fertility is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Assured Fertility?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Assured Fertility's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Assured Fertility?
Companies House lists one person with significant control of Assured Fertility: Mr Nicholas Peter Montague (75–100% of shares). Before that, it was controlled by Mr William Robert Owen Harris and Mr Bernard Cornelius O'Connor.
Who runs Assured Fertility?
Companies House lists 2 directors of Assured Fertility: Nicholas Peter Montague and Holly Louise Scott.
How long has Assured Fertility been in business?
The company was formed on 10 July 1984.
What do Assured Fertility’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£280k (up £43.8k from −£324k) and cash at bank of £627k (+549% from £96.6k).

Sources and links

The full report on Assured Fertility Ltd

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