Chrysalis Finance Limited

Reference number: 631193

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chrysalisfinance.com first appeared online, and whether it can receive email
  • What kind of line 0333 323 2230 is, and the other firm that gives it
  • Who else gives the postcode SK9 7AW
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Chrysalis Dental Finance Trading name
  • Chrysalis Medical Finance Trading name
  • Treatmentpay Trading name
  • Ashdown Dental Practice Former trading name
  • Camden High Street Dental Practice Former trading name
  • Practice Plus Group Birmingham Former trading name
  • Riddrie Dental Practice Former trading name
  • Southside Dental Practice Former trading name
  • The Queens Dental Practice Former trading name
  • Thorndike Dental Practice Former trading name
  • Union Street Dental Practice Former trading name
  • Zebra Health Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06541664
Company status
Active
Company type
Private limited company
Incorporated
20 March 2008 (18 years old)
Registered office
1 Worsley Court High Street, Worsley, Manchester, M28 3NJ, England
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Evans Director May 1957 22 Mar 2013 None
Martin Gilbert Director Feb 1954 3 Jul 2014 28 other companies
William Robert Owen Harris Director Apr 1958 3 Jul 2014 17 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
13
went insolvent
1

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register
  • The 11 companies these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 March 2025Full accountsAudited

Net assets

−£1.27m

−182% from £1.55m

Cash at bank

£6.86m

Up £6.80m from £62.7k

Owed within a year

£6.43m

+581% from £943k

Net assets are negative: on its last balance sheet the company owed £1.27m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06541664. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chrysalis Finance’s history from the FCA register and Companies House, newest first.

Key events (8) All events (49)

2021

8 January 2021

  • Chrysalis Healthcare Group Ltd took control (75–100% of shares)
  • William Robert Owen Harris gave up control

Companies House

2016

6 April 2016

  • William Robert Owen Harris took control (75–100% of shares)

Companies House

2015

9 December 2015

  • Regulated by the FCA from this date

FCA register

2014

24 October 2014

  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2010

26 March 2010

  • Board replaced: its only director left and a new director took over

Companies House

2008

20 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (8 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Chrysalis Finance

Other FCA-listed firms that share a director, phone number or address with Chrysalis Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Chrysalis Finance

Other firms of the same type (lender), nearest first.

In the Stockport (SK) postcode area

Cred Originations LimitedMacclesfieldAuthorisedFinance For Park Homes LimitedWilmslowAuthorisedFinclusion LimitedMacclesfieldAuthorisedHanley Financial Consultants LimitedGlossopAuthorisedKarlton WatsonBuxtonAuthorisedMasters Rates LtdCheadleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chrysalis Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 49 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chrysalis Finance Limited FCA authorised?
Yes, Chrysalis Finance Limited (FRN 631193) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2014 and works as a lender. The FCA has placed a limit on what it may do.
What is Chrysalis Finance’s phone number and website?
The FCA register lists the phone number 0333 323 2230 and the website chrysalisfinance.com for Chrysalis Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Chrysalis Finance a scam or clone?
Chrysalis Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chrysalis Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Chrysalis Finance handles your money, so check the specific product before you commit. You can also refer complaints about Chrysalis Finance to the Financial Ombudsman Service, free of charge.
Who owns Chrysalis Finance?
Chrysalis Finance is owned by Chrysalis Healthcare Group Ltd, which holds 75–100% of shares and 75–100% of votes, since 8 January 2021. Before that, it was controlled by Mr William Robert Owen Harris.
Who runs Chrysalis Finance?
Companies House lists 3 directors of Chrysalis Finance: Stephen Evans, Martin Gilbert and William Robert Owen Harris.
How long has Chrysalis Finance been in business?
The company was formed on 20 March 2008, and has held its current FCA authorisation since October 2014.
What do Chrysalis Finance’s latest accounts show?
Its latest accounts, to 30 March 2025, show net assets of −£1.27m (−182% from £1.55m) and cash at bank of £6.86m (up £6.80m from £62.7k).
Does Chrysalis Finance use any other names?
It trades as Chrysalis Dental Finance, Chrysalis Medical Finance and Treatmentpay. It has previously used 9 other names, including Ashdown Dental Practice, Camden High Street Dental Practice and Practice Plus Group Birmingham.

Sources and links

The full report on Chrysalis Finance Limited

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