Atomos Financial Planning Limited

Reference number: 193503

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When atomos.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 165 6600 is, and the other firm that gives it
  • Who else gives the postcode BS2 0JA
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Other names (16)

If you were contacted under any of these names, it is this firm.

  • atomos Trading name
  • Atomos Wealth Trading name
  • Buckles Investment Services Ltd Former name
  • Buckles North Limited Former name
  • Sanlam Private Wealth UK Limited Former name
  • Sanlam Wealth Planning UK Ltd Former name
  • Arete Former trading name
  • Sanlam Former trading name
  • Sanlam Corporate Wealth Former trading name
  • Sanlam Employee Benefits Former trading name
  • Sanlam Employee Wealth Former trading name
  • Sanlam Private Office Former trading name
  • Sanlam Private Wealth Former trading name
  • Sanlam Wealth Former trading name
  • Sanlam Wealth Planning Former trading name
  • Snowdonia Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (18 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03879955
Company status
Active
Company type
Private limited company
Incorporated
19 November 1999 (26 years old)
Registered office
2nd Floor 5 Hatfields (Alto), London, SE1 9PG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Charles Polin Director Sep 1959 15 Feb 2016 62 other companies
Nicola Jane Fraser Director Jul 1972 6 Nov 2020 29 other companies
Jonathan Paul Taylor Director Apr 1966 26 Apr 2023 4 other companies
Niral Ashvin Parekh Director Jun 1983 14 Mar 2025 8 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
97
closed down
64
went insolvent
4

In the full report: all 97 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 4 that went into liquidation or administration
  • The 6 on the FCA register
  • The 5 companies these 4 directors run together
  • All 28 people who have ever been directors, with their dates
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Key dates in its history

Atomos Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (10) All events (90)

2022

21 September 2022

  • Changed its registered name from "Sanlam Wealth Planning UK Ltd"

FCA register

2016

6 April 2016

  • Atomos Financial Planning Holdings Limited took control (75–100% of shares)

Companies House

2014

14 July 2014

  • Changed its registered name from "Sanlam Private Wealth UK Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

5 May 2001

  • Changed its registered name from "Buckles North Limited"

FCA register

2000

4 December 2000

  • Changed its registered name from "Buckles Investment Services Ltd"

FCA register

24 October 2000

  • Regulated by the Personal Investment Authority from this date

FCA register

1999

19 November 1999

  • Incorporated at Companies House

Companies House

In the full report: all 90 events

  • All 90 events in its history (10 shown here)
  • Every director appointment and resignation: 54
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Firms connected to Atomos Financial Planning

Other FCA-listed firms that share a director, phone number or address with Atomos Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
3
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Atomos Financial Planning

Other firms of the same type (lender), nearest first.

In Bristol

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Atomos Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 97 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 90 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Atomos Financial Planning Limited FCA authorised?
Yes, Atomos Financial Planning Limited (FRN 193503) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a lender. The FCA has placed no limits on its permissions.
What is Atomos Financial Planning’s phone number and website?
The FCA register lists the phone number 0330 165 6600 and the website atomos.co.uk for Atomos Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Atomos Financial Planning a scam or clone?
Atomos Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Atomos Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Atomos Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Atomos Financial Planning?
Atomos Financial Planning is owned by Atomos Financial Planning Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Atomos Financial Planning?
Companies House lists 4 directors of Atomos Financial Planning: Jonathan Charles Polin, Nicola Jane Fraser, Jonathan Paul Taylor and Niral Ashvin Parekh.
How long has Atomos Financial Planning been in business?
The company was formed on 19 November 1999, and has held its current FCA authorisation since December 2001.
Does Atomos Financial Planning use any other names?
It trades as atomos and Atomos Wealth. It has previously used 14 other names, including Buckles Investment Services Ltd, Buckles North Limited and Sanlam Private Wealth UK Limited.

Sources and links

The full report on Atomos Financial Planning Limited

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