Austin-Chapel Independent Financial Advisers LLP

Reference number: 516196

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When austinchapel.co.uk first appeared online, and whether it can receive email
  • What kind of line 01708 220816 is
  • Who else gives the postcode RM14 2SJ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Austin chapel equity release Trading name: A name it trades under now.
  • www.annuity-experts.co.uk Trading name: A name it trades under now.
  • www.pensionreviewsevice.co.uk Trading name: A name it trades under now.
  • active life & protect Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Limited liability partnership
Incorporated
11 December 2009 (16 years old)
Registered office
6 Essex House, Station Road, Upminster, RM14 2SJ, England

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Albert Clissold LLP designated member Sep 1957 11 Dec 2009 2 other companies
Gary Austin O'Neill LLP designated member Jan 1966 11 Dec 2009 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£85.2k

+37% from £62.1k

Cash at bank

£79.7k

+46% from £54.5k

Employees (average)

7

Up 7 from 0

Owed within a year

£1,588

Same as £1,588

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC350780. Figures are exactly as filed; nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2016

16 June 2016

  • Gary Austin O'Neill gained significant control
  • Keith Albert Clissold gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

18 June 2010

  • Became authorised by the FCA

FCA register

11 January 2010

  • Regulated by the Financial Services Authority from this date

FCA register

2009

11 December 2009

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (financial adviser), nearest first.

In Upminster

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 16 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Austin-Chapel Independent Financial Advisers LLP FCA authorised?
Yes, Austin-Chapel Independent Financial Advisers LLP (FRN 516196) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2010 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Austin-Chapel Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 01708 220816 and the website austinchapel.co.uk for Austin-Chapel Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Austin-Chapel Independent Financial Advisers a scam or clone?
Austin-Chapel Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Austin-Chapel Independent Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Austin-Chapel Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Austin-Chapel Independent Financial Advisers?
Companies House lists 2 people with significant control of Austin-Chapel Independent Financial Advisers: Mr Gary Austin O'Neill (significant influence or control) and Mr Keith Albert Clissold (significant influence or control).
Who runs Austin-Chapel Independent Financial Advisers?
Companies House lists 2 directors of Austin-Chapel Independent Financial Advisers: Keith Albert Clissold and Gary Austin O'Neill.
How long has Austin-Chapel Independent Financial Advisers been in business?
The company was formed on 11 December 2009, and has held its current FCA authorisation since June 2010.
What do Austin-Chapel Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £85.2k (+37% from £62.1k) and cash at bank of £79.7k (+46% from £54.5k).
Does Austin-Chapel Independent Financial Advisers use any other names?
It trades as Austin chapel equity release, www.annuity-experts.co.uk and www.pensionreviewsevice.co.uk. It has previously used the name active life & protect.

Sources and links

The full report on Austin-Chapel Independent Financial Advisers LLP

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