David John

Reference number: 942968

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Appointed representative

David John does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Rosemount Financial Solutions (IFA) Limited Reference number: 535515 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • David John (FRN 942968) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use David John's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from David John, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01708 226655

  • Address

    29 Tyrells Close, Upminster, RM14 2QA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01708 226655 is
  • Who else gives the postcode RM14 2QA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Financial Aspects Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

David John’s history from the FCA register and Companies House, newest first.

2024

8 November 2024

  • Changed its registered name from "Financial Aspects"
  • Began trading as "Financial Aspects"

FCA register

2021

14 January 2021

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like David John

Other firms of the same type (financial adviser), nearest first.

In Upminster

CG Mortgage Results LimitedUpminsterAppointed representativeConduit Financial Planners LimitedUpminsterAppointed representativeMarway Financial Planning LtdUpminsterAppointed representativePaul WatsonUpminsterAppointed representativePinney Talfourd Wealth Management LimitedUpminsterAppointed representativeRicher Mortgage & Retirement LimitedUpminsterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David John

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is David John FCA authorised?
David John (FRN 942968) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for David John?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. David John (FRN 942968) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use David John's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from David John, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David John’s phone number?
The FCA register lists the phone number 01708 226655 for David John. If you were given different contact details, use these to check with the firm before going any further.
Is David John a scam or clone?
David John is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David John?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for David John's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does David John use any other names?
It trades as Financial Aspects.

Sources and links

The full report on David John

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