Avathan Mortgages Limited

Reference number: 924727

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Avathan Mortgages Limited (FRN 924727) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Avathan Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Avathan Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07746 040075

  • Address

    16 Rochester Crescent, Hoo, Rochester, Kent, ME3 9JH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07746 040075 is
  • Who else gives the postcode ME3 9JH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12251586
Company status
Active
Company type
Private limited company
Incorporated
9 October 2019 (7 years old)
Registered office
16 Rochester Crescent, Hoo, Rochester, Kent, ME3 9JH, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Douglas Royston Shillinglaw Director Aug 1965 9 Oct 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£1,698

−34% from £2,591

Employees (average)

2

Same as 2

Owed within a year

£4,013

−48% from £7,765

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12251586. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avathan Mortgages’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

16 October 2026

  • Vivien Isioma Shillinglaw became a part-owner (25–50% of shares)

Companies House

2020

20 April 2020

  • Became an appointed representative

FCA register

2019

9 October 2019

  • Incorporated at Companies House
  • Douglas Royston Shillinglaw became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Avathan Mortgages

Other firms of the same type (insurance broker), nearest first.

In Rochester

Chartered Institute of LinguistsRochesterAppointed representativeStatus Financial Services LimitedRochesterAppointed representativeMartin Insurance Services LtdRochesterAuthorisedPaul Waterhouse & Julie BrannRochesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Avathan Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Avathan Mortgages Limited FCA authorised?
Avathan Mortgages Limited (FRN 924727) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Avathan Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Avathan Mortgages Limited (FRN 924727) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Avathan Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Avathan Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Avathan Mortgages’ phone number?
The FCA register lists the phone number 07746 040075 for Avathan Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Avathan Mortgages a scam or clone?
Avathan Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avathan Mortgages?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Avathan Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Avathan Mortgages?
Companies House lists 2 people with significant control of Avathan Mortgages: Mr Douglas Royston Shillinglaw (25–50% of shares) and Mrs Vivien Isioma Shillinglaw (25–50% of shares).
Who runs Avathan Mortgages?
Companies House lists one director of Avathan Mortgages: Douglas Royston Shillinglaw.
How long has Avathan Mortgages been in business?
The company was formed on 9 October 2019.
What do Avathan Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1,698 (−34% from £2,591).

Sources and links

The full report on Avathan Mortgages Limited

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