Chartered Institute of Linguists

Reference number: 1024090

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Introducer appointed representative

Chartered Institute of Linguists can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Chartered Institute of Linguists (FRN 1024090) introduces customers to Trafalgar Risk Management Limited (FRN 311662). Any regulated advice or arranging is done by the principal, not Chartered Institute of Linguists.
  • Example: if Chartered Institute of Linguists refers you to a financial adviser, the advice should come from the principal firm, not from Chartered Institute of Linguists itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ciol.org.uk first appeared online, and whether it can receive email
  • What kind of line +440 is
  • Who else gives the postcode ME1 1UX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Trafalgar Risk Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Chartered Institute of Linguists

Other firms of the same type (insurance broker), nearest first.

In Rochester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chartered Institute of Linguists

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Chartered Institute of Linguists FCA authorised?
Chartered Institute of Linguists (FRN 1024090) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Chartered Institute of Linguists?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Chartered Institute of Linguists (FRN 1024090) introduces customers to Trafalgar Risk Management Limited (FRN 311662). Any regulated advice or arranging is done by the principal, not Chartered Institute of Linguists. Example: if Chartered Institute of Linguists refers you to a financial adviser, the advice should come from the principal firm, not from Chartered Institute of Linguists itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chartered Institute of Linguists’ phone number and website?
The FCA register lists the phone number +440 and the website ciol.org.uk for Chartered Institute of Linguists. If you were given different contact details, use these to check with the firm before going any further.
Is Chartered Institute of Linguists a scam or clone?
Chartered Institute of Linguists is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chartered Institute of Linguists?
Protection works through Trafalgar Risk Management Limited, the principal firm responsible for Chartered Institute of Linguists's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Chartered Institute of Linguists

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