Avc Wise Limited

Reference number: 923393

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • AVC WISE LIMITED (FRN 923393) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not AVC WISE.
  • Example: if AVC WISE refers you to a financial adviser, the advice should come from the principal firm, not from AVC WISE itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When avcwise.co.uk first appeared online, and whether it can receive email
  • What kind of line 01252 784546 is
  • Who else gives the postcode RM2 5SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • AVC WISE LTD Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11406613
Company status
Active
Company type
Private limited company
Incorporated
8 June 2018 (8 years old)
Registered office
First Floor, 5 Fleet Place, London, EC4M 7RD, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
David Christopher Savage Director Sep 1984 8 Jun 2018 1 other company
Richard Hallam Ellis Director Apr 1970 8 Jun 2018 1 other company
Peter John Gladdish Director Jan 1965 8 Jun 2018 12 other companies
Duncan William Groves Director Jan 1964 8 Jun 2018 None
Georgios Michalakidis Director Aug 1984 8 Jun 2018 8 other companies
Amarnath Anthony Prakash Mistry Director Aug 1984 1 May 2024 3 other companies
Michael James Davis Director Feb 1971 4 Aug 2025 8 other companies

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
8
are FCA-registered
3

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 5 companies these 7 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£1.36m

Up £1.44m from −£74.8k

Cash at bank

£721k

+193% from £246k

Employees (average)

79

Same as 79

Owed within a year

£1.58m

−64% from £4.35m

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11406613. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avc Wise’s history from the FCA register and Companies House, newest first.

Key events (9) All events (20)

2026

24 August 2026

  • Jane Yvonne Davis stopped being a part-owner
  • Michael James Davis became a part-owner (25–50% of shares)
  • Richard Hallam Ellis stopped being a part-owner

Companies House

2024

7 December 2024

  • Richard Hallam Ellis became a part-owner (25–50% of shares)

Companies House

2023

3 December 2023

  • Changed its registered name from "AVC WISE LTD"

FCA register

24 August 2023

  • Jane Yvonne Davis became a part-owner (25–50% of shares)

Companies House

2020

27 March 2020

  • Became an introducer appointed representative

FCA register

2018

8 June 2018

  • Incorporated at Companies House
  • Pd Avc Limited became a part-owner (25–50% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Avc Wise

Other FCA-listed firms that share a director, phone number or address with Avc Wise. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past links
3

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 3 past links through former directors
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Get the full report on Avc Wise

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Avc Wise Limited FCA authorised?
Avc Wise Limited (FRN 923393) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Avc Wise?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Avc Wise Limited (FRN 923393) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Avc Wise. Example: if Avc Wise refers you to a financial adviser, the advice should come from the principal firm, not from Avc Wise itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Avc Wise’s phone number and website?
The FCA register lists the phone number 01252 784546 and the website avcwise.co.uk for Avc Wise. If you were given different contact details, use these to check with the firm before going any further.
Is Avc Wise a scam or clone?
Avc Wise is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avc Wise?
Protection works through SME HCI Limited, the principal firm responsible for Avc Wise's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Avc Wise?
Companies House lists 2 people with significant control of Avc Wise: Mr Michael James Davis (25–50% of shares) and Pd Avc Limited (25–50% of shares). Before that, it was controlled by Richard Hallam Ellis and Ms Jane Yvonne Davis.
Who runs Avc Wise?
Companies House lists 7 directors of Avc Wise: David Christopher Savage, Richard Hallam Ellis, Peter John Gladdish, Duncan William Groves, Georgios Michalakidis, Amarnath Anthony Prakash Mistry and 1 more.
How long has Avc Wise been in business?
The company was formed on 8 June 2018.
What do Avc Wise’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.36m (up £1.44m from −£74.8k) and cash at bank of £721k (+193% from £246k).
Does Avc Wise use any other names?
It has previously used the name AVC WISE LTD.

Sources and links

The full report on Avc Wise Limited

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