Avensure Limited

Reference number: 783702

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When avensure.com first appeared online, and whether it can receive email
  • What kind of line 0330 100 8705 is
  • Who else gives the postcode M2 5JB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Avensure PeopleCloud Trading name: A name it trades under now.
  • Avensure Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 November 2011 (14 years old)
Registered office
4th Floor, St John's House, 2-10 Queen Street, Manchester, M2 5JB, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Garner Director Feb 1980 17 Nov 2011 1 other company
Andrew Sean Hennessy Director Oct 1967 18 Oct 2018 None
Joy Heather Gateley Director Jun 1962 25 Sep 2024 None
Julie Mary Davenport Director Feb 1967 25 Sep 2024 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£19.2m

+13% from £16.9m

Profit before tax

£5.15m

+15% from £4.47m

Net assets

£10.8m

+19% from £9.09m

Cash at bank

£4.50m

+38% from £3.27m

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07850609. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avensure’s history from the FCA register and Companies House, newest first.

2025

18 March 2025

  • Changed its registered name from "Avensure Ltd"

FCA register

2024

27 June 2024

  • David Garner stopped being a part-owner
  • Nicholas David Garner stopped being a part-owner
  • Sophie Margaret Martin stopped being a part-owner

Companies House

9 February 2024

  • Susan Mary Garner stopped being a part-owner

Companies House

2023

16 October 2023

  • David Garner became a part-owner (25–50% of shares)
  • Nicholas David Garner became a part-owner (25–50% of shares)
  • Sophie Margaret Martin became a part-owner (25–50% of shares)
  • Susan Mary Garner became a part-owner (25–50% of shares)

Companies House

2017

2 November 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Christopher John Garner took control (75–100% of shares)

Companies House

2011

17 November 2011

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (13 shown here)
  • Every director appointment and resignation: 8
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Firms like Avensure

Other firms of the same type (insurance broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Avensure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is Avensure Limited FCA authorised?
Yes, Avensure Limited (FRN 783702) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Avensure’s phone number and website?
The FCA register lists the phone number 0330 100 8705 and the website avensure.com for Avensure. If you were given different contact details, use these to check with the firm before going any further.
Is Avensure a scam or clone?
Avensure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avensure?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Avensure to the Financial Ombudsman Service, free of charge.
Who owns Avensure?
Companies House lists one person with significant control of Avensure: Mr Christopher John Garner (75–100% of shares). Before that, it was controlled by Mrs Susan Mary Garner, Mr Nicholas David Garner and Mr David Garner.
Who runs Avensure?
Companies House lists 4 directors of Avensure: Christopher John Garner, Andrew Sean Hennessy, Joy Heather Gateley and Julie Mary Davenport.
How long has Avensure been in business?
The company was formed on 17 November 2011, and has held its current FCA authorisation since November 2017.
What do Avensure’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £19.2m (+13% from £16.9m) and profit before tax of £5.15m (+15% from £4.47m).
Does Avensure use any other names?
It trades as Avensure PeopleCloud. It has previously used the name Avensure Ltd.

Sources and links

The full report on Avensure Limited

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