Avoca Wealth Management Ltd

Reference number: 925093

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When avocawealth.com first appeared online, and whether it can receive email
  • What kind of line 0141 737 4117 is
  • Who else gives the postcode G33 4EL
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC656603
Company status
Active
Company type
Private limited company
Incorporated
6 March 2020 (6 years old)
Registered office
Wright Business Centre, 1 Lonmay Road, Glasgow, G33 4EL, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Balfour Small Director Feb 1974 6 Mar 2020 1 other company
Penny Small Director Oct 1977 6 Mar 2020 1 other company
Tracey Margaret Mellon Director Mar 1968 2 May 2021 None
Bernard Mooney Mellon Director Aug 1967 31 Aug 2023 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£160k

−35% from £248k

Cash at bank

£245k

−17% from £297k

Employees (average)

8

Same as 8

Owed within a year

£249k

+10% from £226k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC656603. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avoca Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2023

31 August 2023

  • Tracey Margaret Mellon stopped being a part-owner

Companies House

2021

4 May 2021

  • Keiran Mellon stopped being a part-owner
  • Tracey Margaret Mellon became a part-owner (25–50% of shares)

Companies House

9 February 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

6 March 2020

  • Incorporated at Companies House
  • Keiran Mellon became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Avoca Wealth Management

Other FCA-listed firms that share a director, phone number or address with Avoca Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Avoca Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Glasgow

Advanced Asset Consultants LimitedGlasgowAuthorisedAdvanta Direct LtdGlasgowAuthorisedAlistair Craig Financial Services LtdGlasgowAuthorisedAml Associates Financial Services Ltd.GlasgowAuthorisedBegley Brown Financial Solutions Ltd.GlasgowAuthorisedBonum Wealth LtdGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Avoca Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Avoca Wealth Management Ltd FCA authorised?
Yes, Avoca Wealth Management Ltd (FRN 925093) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Avoca Wealth Management’s phone number and website?
The FCA register lists the phone number 0141 737 4117 and the website avocawealth.com for Avoca Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Avoca Wealth Management a scam or clone?
Avoca Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avoca Wealth Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Avoca Wealth Management to the Financial Ombudsman Service, free of charge.
Who owns Avoca Wealth Management?
Companies House lists no one with significant control of Avoca Wealth Management now. Before that, it was controlled by Mr Keiran Mellon and Mrs Tracey Margaret Mellon.
Who runs Avoca Wealth Management?
Companies House lists 4 directors of Avoca Wealth Management: Keith Balfour Small, Penny Small, Tracey Margaret Mellon and Bernard Mooney Mellon.
How long has Avoca Wealth Management been in business?
The company was formed on 6 March 2020, and has held its current FCA authorisation since February 2021.
What do Avoca Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £160k (−35% from £248k) and cash at bank of £245k (−17% from £297k).

Sources and links

The full report on Avoca Wealth Management Ltd

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