Avoira Limited

Reference number: 795711

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When avoira.com first appeared online, and whether it can receive email
  • What kind of line 0333 001 5151 is
  • Who else gives the postcode BL9 6YA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pennine Telecom Limited Former name
  • Co Channel Electronics Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01763970
Company status
Active
Company type
Private limited company
Incorporated
24 October 1983 (43 years old)
Registered office
Pennine House, Salford Street, Bury, BL9 6YA, England
Nature of business
  • Other telecommunications activities (SIC 61900)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Roberts Director Jul 1960 1 Apr 1992 21 other companies
Vivienne Roberts Director Dec 1963 26 Mar 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
5
went insolvent
1

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£473k

+235% from £141k

Net assets

£4.46m

+4.8% from £4.26m

Cash at bank

£53.7k

−96% from £1.30m

Owed within a year

£6.14m

+7% from £5.74m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £26.7m, for the year to 31 December 2023.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01763970. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Avoira’s history from the FCA register and Companies House, newest first.

Key events (9) All events (36)

2024

6 March 2024

  • Andrew John Roberts took control (75–100% of shares)
  • Nycomm Holdings Limited gave up control

Companies House

2019

24 July 2019

  • Changed its registered name from "Pennine Telecom Limited"

FCA register

2018

6 November 2018

  • Nycomm Holdings Limited took control (75–100% of shares)
  • Pennine Telecom (Holdings) Limited gave up control

Companies House

9 February 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Pennine Telecom (Holdings) Limited took control (75–100% of shares)

Companies House

1983

24 October 1983

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (9 shown here)
  • Every director appointment and resignation: 23
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Firms connected to Avoira

Other FCA-listed firms that share a director, phone number or address with Avoira. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Avoira

Other firms of the same type (credit broker), nearest first.

In Bury

Daniel and David CheungBuryAuthorisedJoel Isaac MalachBuryAuthorisedPeter WilliamsonBuryAuthorisedSimon GarsideBuryAuthorisedMistermarbleBuryAppointed representativeSanjiv PatelBuryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Avoira

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 36 events in its history

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Frequently asked questions about this firm

Is Avoira Limited FCA authorised?
Yes, Avoira Limited (FRN 795711) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Avoira’s phone number and website?
The FCA register lists the phone number 0333 001 5151 and the website avoira.com for Avoira. If you were given different contact details, use these to check with the firm before going any further.
Is Avoira a scam or clone?
Avoira is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Avoira?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Avoira handles your money, so check the specific product before you commit. You can also refer complaints about Avoira to the Financial Ombudsman Service, free of charge.
Who owns Avoira?
Companies House lists one person with significant control of Avoira: Mr Andrew John Roberts (75–100% of shares). Before that, it was controlled by Pennine Telecom (Holdings) Limited and Nycomm Holdings Limited.
Who runs Avoira?
Companies House lists 2 directors of Avoira: Andrew John Roberts and Vivienne Roberts.
How long has Avoira been in business?
The company was formed on 24 October 1983, and has held its current FCA authorisation since February 2018.
What do Avoira’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £473k (+235% from £141k) and net assets of £4.46m (+4.8% from £4.26m).
Does Avoira use any other names?
It has previously used 2 other names: Pennine Telecom Limited and Co Channel Electronics.

Sources and links

The full report on Avoira Limited

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