Joel Isaac Malach

Reference number: 720851

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Authorised by the FCA

Joel Isaac Malach is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 1st-loan.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 763 4783 is
  • Who else gives the postcode BL9 6PJ
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • 1st Loan Trading name
  • unsecured-loans.co.uk Trading name
  • 1st Debt Consolidation Loans Former trading name
  • 1st Personal Loans UK Former trading name
  • 1st Secured Loans UK Former trading name
  • Complete Finance Former trading name
  • Guarantor Loan Former trading name
  • homeowner-loans.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Joel Isaac Malach’s history from the FCA register and Companies House, newest first.

Key events (2) All events (18)

2016

22 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 18 events

  • All 18 events in its history (2 shown here)
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Firms like Joel Isaac Malach

Other firms of the same type (credit broker), nearest first.

In Bury

Daniel and David CheungBuryAuthorisedPeter WilliamsonBuryAuthorisedSimon GarsideBuryAuthorisedMistermarbleBuryAppointed representativeSanjiv PatelBuryAppointed representativeAvoira LimitedBuryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Joel Isaac Malach

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 18 events in its history

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Frequently asked questions about this firm

Is Joel Isaac Malach FCA authorised?
Yes, Joel Isaac Malach (FRN 720851) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Joel Isaac Malach’s phone number and website?
The FCA register lists the phone number 0161 763 4783 and the website 1st-loan.co.uk for Joel Isaac Malach. If you were given different contact details, use these to check with the firm before going any further.
Is Joel Isaac Malach a scam or clone?
Joel Isaac Malach is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Joel Isaac Malach?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Joel Isaac Malach handles your money, so check the specific product before you commit. You can also refer complaints about Joel Isaac Malach to the Financial Ombudsman Service, free of charge.
Does Joel Isaac Malach use any other names?
It trades as 1st Loan and unsecured-loans.co.uk. It has previously used 6 other names, including 1st Debt Consolidation Loans, 1st Personal Loans UK and 1st Secured Loans UK.

Sources and links

The full report on Joel Isaac Malach

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