B & M Harrison Limited

Reference number: 458272

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bandmharrison.co.uk first appeared online, and whether it can receive email
  • What kind of line 01539 730382 is
  • Who else gives the postcode LA9 4HW
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (16 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 August 2006 (20 years old)
Registered office
134 Highgate, Kendal, LA9 4HW, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Angela Airey Director Jul 1979 2 Aug 2006 1 other company
Brian John Harrison Director Jan 1949 2 Aug 2006 1 other company
Christine Anne Harrison Director Oct 1952 2 Aug 2006 None
Christine Anne Harrison Secretary Not published 2 Aug 2006 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£44.0k

+5.5% from £41.7k

Cash at bank

£47.5k

+7% from £44.4k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05894909. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

B & M Harrison’s history from the FCA register and Companies House, newest first.

2019

15 February 2019

  • Christine Anne Harrison became a part-owner (25–50% of shares)

Companies House

2017

6 April 2017

  • Brain Harrison no longer has significant control
  • Brian John Harrison became a part-owner (25–50% of shares)

Companies House

2016

2 August 2016

  • Brain Harrison gained significant control

Companies House

16 April 2016

  • Michelle Angela Airey gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 January 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

2 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms connected to B & M Harrison

Other FCA-listed firms that share a director, phone number or address with B & M Harrison. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like B & M Harrison

Other firms of the same type (lender), nearest first.

In Kendal

In the Lancaster (LA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on B & M Harrison

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is B & M Harrison Limited FCA authorised?
Yes, B & M Harrison Limited (FRN 458272) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a lender. The FCA has placed no limits on its permissions.
What is B & M Harrison’s phone number and website?
The FCA register lists the phone number 01539 730382 and the website bandmharrison.co.uk for B & M Harrison. If you were given different contact details, use these to check with the firm before going any further.
Is B & M Harrison a scam or clone?
B & M Harrison is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with B & M Harrison?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about B & M Harrison to the Financial Ombudsman Service, free of charge.
Who owns B & M Harrison?
Companies House lists 3 people with significant control of B & M Harrison: Mrs Christine Anne Harrison (25–50% of shares), Mr Brian John Harrison (25–50% of shares) and Mrs Michelle Angela Airey (significant influence or control). Before that, it was controlled by Mr Brain Harrison.
Who runs B & M Harrison?
Companies House lists 3 directors of B & M Harrison: Michelle Angela Airey, Brian John Harrison and Christine Anne Harrison.
How long has B & M Harrison been in business?
The company was formed on 2 August 2006, and has held its current FCA authorisation since January 2007.
What do B & M Harrison’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £44.0k (+5.5% from £41.7k) and cash at bank of £47.5k (+7% from £44.4k).

Sources and links

The full report on B & M Harrison Limited

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