Backhouse Insurance Brokers Limited

Reference number: 307658

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When backhouse.co.uk first appeared online, and whether it can receive email
  • What kind of line 01282 677776 is, and the other firm that gives it
  • Who else gives the postcode BB9 6RX
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Backhouse Construction Former trading name
  • Backhouse Construction Insurance Brokers Ltd Former trading name
  • Backhouse Coverline Former trading name
  • Private Clients Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00304106
Company status
Active
Company type
Private limited company
Incorporated
15 August 1935 (91 years old)
Registered office
Oakmount House, 7-9 Carrside, Nelson, Lancashire, BB9 6RX, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher James Bardsley Director Oct 1975 1 Jan 2011 None
John Steven William Backhouse Director Feb 1959 5 Dec 2018 6 other companies
Ian Warwick Dalziell Director Aug 1967 1 Jul 2020 None
David Charles Cockburn-Price Director Sep 1967 1 Jul 2025 7 other companies
Shirley Russell Backhouse Director Sep 1935 Not published 5 other companies
David Charles Cockburn-Price Secretary Not published 1 Jul 2025 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
6
is FCA-registered
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 5 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

£1.07m

<1% from £1.06m

Cash at bank

£2.64m

−32% from £3.91m

Employees (average)

29

Same as 29

Owed within a year

£3.19m

−40% from £5.28m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 00304106. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Backhouse Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (7) All events (31)

2025

9 September 2025

  • Shirley Russell Backhouse gave up control
  • Steven Backhouse Group Of Companies Limited (The) took control (75–100% of shares)

Companies House

2016

1 May 2016

  • Shirley Russell Backhouse took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1935

15 August 1935

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (7 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Backhouse Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Backhouse Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Backhouse Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Nelson

Financial Affairs Insurance Solutions LimitedNelsonAuthorisedI.a.m Claims Consultants LimitedNelsonAuthorised

In the Blackburn (BB) postcode area

Brown & Brown Health and Employee Benefits LimitedBlackburnAuthorised247 Home Assist LimitedBurnleyAuthorisedAspray Affinity LimitedDarwenAuthorisedCover My Bubble LtdAlthamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Backhouse Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 31 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Backhouse Insurance Brokers Limited FCA authorised?
Yes, Backhouse Insurance Brokers Limited (FRN 307658) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Backhouse Insurance Brokers’ phone number and website?
The FCA register lists the phone number 01282 677776 and the website backhouse.co.uk for Backhouse Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Backhouse Insurance Brokers a scam or clone?
Backhouse Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Backhouse Insurance Brokers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Backhouse Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Backhouse Insurance Brokers?
Backhouse Insurance Brokers is owned by Steven Backhouse Group Of Companies Limited (The), which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 September 2025. Before that, it was controlled by Mrs Shirley Russell Backhouse.
Who runs Backhouse Insurance Brokers?
Companies House lists 5 directors of Backhouse Insurance Brokers: Christopher James Bardsley, John Steven William Backhouse, Ian Warwick Dalziell, David Charles Cockburn-Price and Shirley Russell Backhouse.
How long has Backhouse Insurance Brokers been in business?
The company was formed on 15 August 1935, and has held its current FCA authorisation since January 2005.
What do Backhouse Insurance Brokers’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £1.07m (<1% from £1.06m) and cash at bank of £2.64m (−32% from £3.91m).
Does Backhouse Insurance Brokers use any other names?
It has previously used 4 other names, including Backhouse Construction, Backhouse Construction Insurance Brokers Ltd and Backhouse Coverline.

Sources and links

The full report on Backhouse Insurance Brokers Limited

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