Cover My Bubble Ltd

Reference number: 804702

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When covermybubble.co.uk first appeared online, and whether it can receive email
  • What kind of line 01254 460880 is
  • Who else gives the postcode BB5 5BY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MyLife MyBubble Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 February 2018 (8 years old)
Registered office
Saturn House Altham Business Park, Altham, Accrington, BB5 5BY, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Louise Astley Director Jun 1980 6 Feb 2018 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£11.4k

−1.4% from £11.6k

Employees (average)

9

+13% from 8

Owed within a year

£46.0k

−25% from £61.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11190721. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cover My Bubble’s history from the FCA register and Companies House, newest first.

2023

1 April 2023

  • Christopher Ian Astley stopped being a part-owner

Companies House

3 January 2023

  • Christopher Ian Astley became a part-owner (25–50% of shares)

Companies House

2019

24 April 2019

  • Changed its registered name from "MyLife MyBubble Limited"

FCA register

1 March 2019

  • Arron Collins stopped being the majority owner

Companies House

2018

2 July 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 February 2018

  • Incorporated at Companies House
  • Arron Collins became the majority owner (50–75% of shares)
  • Emma Louise Astley became the majority owner (50–75% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (9 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Cover My Bubble

Other FCA-listed firms that share a director, phone number or address with Cover My Bubble. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Cover My Bubble

Other firms of the same type (insurance broker), nearest first.

In the Blackburn (BB) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cover My Bubble

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cover My Bubble Ltd FCA authorised?
Yes, Cover My Bubble Ltd (FRN 804702) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cover My Bubble’s phone number and website?
The FCA register lists the phone number 01254 460880 and the website covermybubble.co.uk for Cover My Bubble. If you were given different contact details, use these to check with the firm before going any further.
Is Cover My Bubble a scam or clone?
Cover My Bubble is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cover My Bubble?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cover My Bubble to the Financial Ombudsman Service, free of charge.
Who owns Cover My Bubble?
Companies House lists one person with significant control of Cover My Bubble: Mrs Emma Louise Astley (50–75% of shares). Before that, it was controlled by Mr Arron Collins and Mr Christopher Ian Astley.
Who runs Cover My Bubble?
Companies House lists one director of Cover My Bubble: Emma Louise Astley.
How long has Cover My Bubble been in business?
The company was formed on 6 February 2018, and has held its current FCA authorisation since July 2018.
What do Cover My Bubble’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £11.4k (−1.4% from £11.6k).
Does Cover My Bubble use any other names?
It has previously used the name MyLife MyBubble Limited.

Sources and links

The full report on Cover My Bubble Ltd

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