Balance for Business Ltd

Reference number: 709343

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When balanceforbusiness.co.uk first appeared online, and whether it can receive email
  • What kind of line 01752 227966 is
  • Who else gives the postcode PL6 7PL
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Balance Trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07401203
Company status
Active
Company type
Private limited company
Incorporated
8 October 2010 (16 years old)
Registered office
7 Sandy Court, Ashleigh Way Langage Business Park, Plymouth, Devon, PL7 5JX
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
David Ottley Director Sep 1967 8 Oct 2010 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2026Abridged accountsNot audited

Total equity

£56.4k

+3.1% from £54.7k

Cash at bank

£72.6k

−5.1% from £76.5k

Employees (average)

5

+25% from 4

Owed within a year

£22.7k

−14% from £26.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07401203. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Balance for Business’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

  • David Ottley became the majority owner (50–75% of shares)
  • Karen Ottley became a part-owner (25–50% of shares)

Companies House

2015

16 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

8 October 2010

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms like Balance for Business

Other firms of the same type (mortgage adviser or broker), nearest first.

In Plymouth

2000 Mortgages.co.uk LtdPlymouthAuthorisedClan Financial Services LimitedPlymouthAuthorisedDraper & Co LimitedPlymouthAuthorisedLEA Financial Services LimitedPlymouthAuthorisedMortgage & Insurance Services (Sw) LtdPlymouthAuthorisedResponsible Life LimitedPlymouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Balance for Business

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Balance for Business Ltd FCA authorised?
Yes, Balance for Business Ltd (FRN 709343) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Balance for Business’ phone number and website?
The FCA register lists the phone number 01752 227966 and the website balanceforbusiness.co.uk for Balance for Business. If you were given different contact details, use these to check with the firm before going any further.
Is Balance for Business a scam or clone?
Balance for Business is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Balance for Business?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Balance for Business to the Financial Ombudsman Service, free of charge.
Who owns Balance for Business?
Companies House lists 2 people with significant control of Balance for Business: Mr David Ottley (50–75% of shares) and Mrs Karen Ottley (25–50% of shares).
Who runs Balance for Business?
Companies House lists one director of Balance for Business: David Ottley.
How long has Balance for Business been in business?
The company was formed on 8 October 2010, and has held its current FCA authorisation since November 2015.
What do Balance for Business’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £56.4k (+3.1% from £54.7k) and cash at bank of £72.6k (−5.1% from £76.5k).
Does Balance for Business use any other names?
It trades as Balance.

Sources and links

The full report on Balance for Business Ltd

£19.99 · Instant PDF download

Loading secure checkout…