Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Brunel Independent Mortgages, 1 Reasearch Way, Derriford, Plymouth, PL6 8BU, United Kingdom
In the full report: 3 background checks
- When bmis.co.uk first appeared online, and whether it can receive email
- What kind of line 01752 200002 is
- Who else gives the postcode PL6 8BU
Other names (11)
If you were contacted under any of these names, it is this firm.
- Brunel Independent Mortgages Trading name: A name it trades under now.
- Brunel Mortgage & Insurance Services Trading name: A name it trades under now.
- Brunel Mortgages Trading name: A name it trades under now.
- Independent Mortgage Consultants Trading name: A name it trades under now.
- Independent Mortgages (SW) Limited Former name: A name it was registered under before.
- Brunel Independent Mortgages t/a Independent Mortgages SW Ltd Former trading name: A name it used to trade under.
- Brunel Mortgage & Insurance Former trading name: A name it used to trade under.
- Brunel Mortgage & Insurnace Former trading name: A name it used to trade under.
- Calm Financial Solutions Former trading name: A name it used to trade under.
- Independent Mortgages Former trading name: A name it used to trade under.
- Independent Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on a home reversion plan
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07160390 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 February 2010 (16 years old)
- Registered office
- 1 Research Way, Derriford, Plymouth, PL6 8BU, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Life insurance (SIC 65110)
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Christopher Kearney | Director | Aug 1963 | 17 Feb 2010 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£108k
+37% from £78.5k
Employees (average)
7
Same as 7
Owed within a year
£32.9k
+11% from £29.6k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07160390. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage & Insurance Services (Sw)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Simon Christopher Kearney took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
2 August 2010
- Became authorised by the FCA
FCA register
26 July 2010
- Changed its registered name from "Independent Mortgages (SW) Limited"
FCA register
25 June 2010
- Regulated by the Financial Services Authority from this date
- Changed its registered name from "Mortgage & Insurance Services (SW) Ltd"
FCA register
17 February 2010
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (7 shown here)
- Every director appointment and resignation: 1
Firms like Mortgage & Insurance Services (Sw)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Plymouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage & Insurance Services (Sw)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 26 events in its history
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Frequently asked questions about this firm
Is Mortgage & Insurance Services (Sw) Ltd FCA authorised?
What is Mortgage & Insurance Services (Sw)’s phone number and website?
Is Mortgage & Insurance Services (Sw) a scam or clone?
Is my money safe with Mortgage & Insurance Services (Sw)?
Who owns Mortgage & Insurance Services (Sw)?
Who runs Mortgage & Insurance Services (Sw)?
How long has Mortgage & Insurance Services (Sw) been in business?
What do Mortgage & Insurance Services (Sw)’s latest accounts show?
Does Mortgage & Insurance Services (Sw) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk