Ballymena Mortgage & Financial Services Ltd

Reference number: 997574

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ballymena Mortgage & Financial Services Ltd (FRN 997574) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Ballymena Mortgage & Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ballymena Mortgage & Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 431130

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    97E Queen Street, Ballymena, Northern Ireland, BT42 2BE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 431130 is, and the 152 other firms that give it
  • Who else gives the postcode BT42 2BE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • JMC Wealth Management Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 May 2023 (3 years old)
Registered office
97e Queen Street, Ballymena, BT42 2BE, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Samuel Mcclure Director Mar 1985 24 May 2023 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£19.2k

+717% from £2,355

Employees (average)

0

Same as 0

Owed within a year

£10.5k

+49% from £7,015

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI697590. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ballymena Mortgage & Financial Services’s history from the FCA register and Companies House, newest first.

2025

18 June 2025

  • Changed its registered name from "JMC Wealth Management Ltd"

FCA register

2023

8 June 2023

  • Became an appointed representative

FCA register

24 May 2023

  • Incorporated at Companies House
  • James Samuel McClure took control (75–100% of shares)
  • James Samuel McClure appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ballymena Mortgage & Financial Services

Other FCA-listed firms that share a director, phone number or address with Ballymena Mortgage & Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like Ballymena Mortgage & Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ballymena

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ballymena Mortgage & Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ballymena Mortgage & Financial Services Ltd FCA authorised?
Ballymena Mortgage & Financial Services Ltd (FRN 997574) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ballymena Mortgage & Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ballymena Mortgage & Financial Services Ltd (FRN 997574) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Ballymena Mortgage & Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ballymena Mortgage & Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ballymena Mortgage & Financial Services’ phone number?
The FCA register lists the phone number 01702 431130 for Ballymena Mortgage & Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 152 other FCA firms, one of which is no longer authorised.
Is Ballymena Mortgage & Financial Services a scam or clone?
Ballymena Mortgage & Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ballymena Mortgage & Financial Services?
Protection works through New Leaf Distribution Limited, the principal firm responsible for Ballymena Mortgage & Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ballymena Mortgage & Financial Services?
Companies House lists one person with significant control of Ballymena Mortgage & Financial Services: Mr James Samuel McClure (75–100% of shares).
Who runs Ballymena Mortgage & Financial Services?
Companies House lists one director of Ballymena Mortgage & Financial Services: James Samuel McClure.
How long has Ballymena Mortgage & Financial Services been in business?
The company was formed on 24 May 2023.
What do Ballymena Mortgage & Financial Services’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £19.2k (+717% from £2,355).
Does Ballymena Mortgage & Financial Services use any other names?
It has previously used the name JMC Wealth Management Ltd.

Sources and links

The full report on Ballymena Mortgage & Financial Services Ltd

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