Mortgage Connect (N.I) Ltd

Reference number: 915845

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgageconnect.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 2564 6111 is, and the other firm that gives it
  • Who else gives the postcode BT42 1HW
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Other names (25)

If you were contacted under any of these names, it is this firm.

  • Inspire Mortgages Trading name
  • Lee Bradley Financial Services Trading name
  • Mortgage Advisory Service Trading name
  • Mortgage Connect Trading name
  • Mourne Mortgages Trading name
  • Owl & Ash Finance Trading name
  • Prosperity Finance Trading name
  • 168 Mortgage Former trading name
  • Commercial Connect Former trading name
  • Connect Protect Former trading name
  • Goodniss Former trading name
  • Love Property Financial Services Former trading name
  • Mary O'Kane Financial Services Former trading name
  • Mayfair and Morgan Financial Services Former trading name
  • MCM Financial Former trading name
  • Mid Ulster Financial Services Former trading name
  • Mortgage and Protection 4 U Former trading name
  • Mushroom Mortgages Former trading name
  • NRE Financial Services Former trading name
  • OM Financial Services UK Former trading name
  • Reet Mortgage Solutions Former trading name
  • Ross Adams Financial Services Former trading name
  • Shields Broker Former trading name
  • The Local NI Broker Former trading name
  • Wigston Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI637316
Company status
Active
Company type
Private limited company
Incorporated
23 March 2016 (10 years old)
Registered office
Unit 10 Galgorm Court Fenaghy Road, Galgorm, Ballymena, BT42 1HW, Northern Ireland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
William Jonathan Cupples Director Jun 1978 1 Jun 2017 4 other companies
Agnes Stewart Director Jan 1986 1 Jan 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£89.7k

−26% from £122k

Employees (average)

5

+67% from 3

Owed within a year

£180k

+4.8% from £172k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI637316. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Connect (N.I)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (53)

2020

1 May 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 June 2017

  • Board replaced: its only director left and a new director took over

Companies House

22 March 2017

  • William Jonathan Cupples took control (75–100% of shares)

Companies House

2016

23 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 53 events

  • All 53 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Mortgage Connect (N.I)

Other FCA-listed firms that share a director, phone number or address with Mortgage Connect (N.I). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Mortgage Connect (N.I)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ballymena

Ballymena Mortgage & Financial Services LtdBallymenaAppointed representativeClaire McVeighBallymenaAppointed representativeIsobel CunningBallymenaAppointed representativeJason William HunterBallymenaAppointed representativeKatarina HermanBallymenaAppointed representativeRobert Hugh StrahanBallymenaAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Connect (N.I)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 53 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Connect (N.I) Ltd FCA authorised?
Yes, Mortgage Connect (N.I) Ltd (FRN 915845) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Connect (N.I)’s phone number and website?
The FCA register lists the phone number 028 2564 6111 and the website mortgageconnect.co.uk for Mortgage Connect (N.I). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Mortgage Connect (N.I) a scam or clone?
Mortgage Connect (N.I) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Connect (N.I)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Connect (N.I) to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Connect (N.I)?
Companies House lists one person with significant control of Mortgage Connect (N.I): Mr William Jonathan Cupples (75–100% of shares).
Who runs Mortgage Connect (N.I)?
Companies House lists 2 directors of Mortgage Connect (N.I): William Jonathan Cupples and Agnes Stewart.
How long has Mortgage Connect (N.I) been in business?
The company was formed on 23 March 2016, and has held its current FCA authorisation since May 2020.
What do Mortgage Connect (N.I)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £89.7k (−26% from £122k).
Does Mortgage Connect (N.I) use any other names?
It trades as Inspire Mortgages, Lee Bradley Financial Services, Mortgage Advisory Service, Mortgage Connect and Mourne Mortgages, and 2 more names. It has previously used 18 other names, including 168 Mortgage, Commercial Connect and Connect Protect.

Sources and links

The full report on Mortgage Connect (N.I) Ltd

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