Bao An Ltd

Reference number: 926817

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Michael Scott & Lau Insurance Warehouse Reference number: 308107 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Bao An Ltd (FRN 926817) introduces customers to Michael Scott & Lau Insurance Warehouse (FRN 308107). Any regulated advice or arranging is done by the principal, not Bao An.
  • Example: if Bao An refers you to a financial adviser, the advice should come from the principal firm, not from Bao An itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07500 860127

  • Address

    8B Ellingfort Road, London, E8 3PA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07500 860127 is
  • Who else gives the postcode E8 3PA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Michael Scott & Lau Insurance Warehouse, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Bao An

Other FCA-listed firms that share a director, phone number or address with Bao An. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bao An

Other firms of the same type (insurance broker), nearest first.

In London

Airbnb UK Services LimitedLondonAppointed representativeKlarna Premium Services LtdLondonAppointed representativeTelus Health (U.K) LtdLondonAppointed representativeTurk Hava Yollari Anonim Ortakligi (Turkish Airlinesinc)LondonAppointed representativeQatar Airways QCSCLondonAppointed representativeEE LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bao An

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bao An Ltd FCA authorised?
Bao An Ltd (FRN 926817) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Bao An?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Bao An Ltd (FRN 926817) introduces customers to Michael Scott & Lau Insurance Warehouse (FRN 308107). Any regulated advice or arranging is done by the principal, not Bao An. Example: if Bao An refers you to a financial adviser, the advice should come from the principal firm, not from Bao An itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bao An’s phone number?
The FCA register lists the phone number 07500 860127 for Bao An. If you were given different contact details, use these to check with the firm before going any further.
Is Bao An a scam or clone?
Bao An is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bao An?
Protection works through Michael Scott & Lau Insurance Warehouse, the principal firm responsible for Bao An's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Bao An Ltd

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