Barnard Cook London Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 6 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 30 September 2026

Responsible principal firm

ST. GILES INSURANCE & FINANCE SERVICES LIMITED Reference number: 311167 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Barnard Cook London Ltd (FRN 922517) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Barnard Cook London's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Barnard Cook London, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

barnardcook.co.uk (opens in a new tab)
Phone number

020 8886 1116
Address

135 Bramley Road, London, N14 4UT, United Kingdom

In the full report: 3 background checks

When barnardcook.co.uk first appeared online, and whether it can receive email
What kind of line 020 8886 1116 is
Who else gives the postcode N14 4UT

Other names (1)

If you were contacted under any of these names, it is this firm.

Barnard Cook Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09769375 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 September 2015 (11 years old)
Registered office: 135 Bramley Road, London, N14 4UT, United Kingdom
Nature of business: Real estate agencies (SIC 68310)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Oliver David Steinberger	Director	Jun 1982	9 Sep 2015	5 other companies
Anthony Jacobs	Director	Aug 1982	22 Sep 2020	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 2
still active: 3

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2026Micro-entity accountsNot audited

Net assets

£592k

+70% from £349k

Employees (average)

20

Same as 20

Owed within a year

£176k

+24% from £142k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09769375. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Barnard Cook London’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2020

11 March 2020

Became an appointed representative

FCA register

2016

6 April 2016

Oliver David Steinberger took control (75–100% of shares)

Companies House

2015

9 September 2015

Incorporated at Companies House

Companies House

In the full report: all 6 events

All 6 events in its history (3 shown here)
Every director appointment and resignation: 2

Firms like Barnard Cook London

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barnard Cook London

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 6 events in its history

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Frequently asked questions about this firm

Is Barnard Cook London Ltd FCA authorised?

Barnard Cook London Ltd (FRN 922517) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Barnard Cook London?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barnard Cook London Ltd (FRN 922517) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Barnard Cook London's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barnard Cook London, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Barnard Cook London’s phone number and website?

The FCA register lists the phone number 020 8886 1116 and the website barnardcook.co.uk for Barnard Cook London. If you were given different contact details, use these to check with the firm before going any further.

Is Barnard Cook London a scam or clone?

Barnard Cook London is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Barnard Cook London?

Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for Barnard Cook London's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Barnard Cook London?

Companies House lists one person with significant control of Barnard Cook London: Mr Oliver David Steinberger (75–100% of shares).

Who runs Barnard Cook London?

Companies House lists 2 directors of Barnard Cook London: Oliver David Steinberger and Anthony Jacobs.

How long has Barnard Cook London been in business?

The company was formed on 9 September 2015.

What do Barnard Cook London’s latest accounts show?

Its latest accounts, to 30 September 2026, show net assets of £592k (+70% from £349k).

Does Barnard Cook London use any other names?

It trades as Barnard Cook.