Barnes Rural Finance Ltd

Reference number: 1040383

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Barnes Rural Finance Ltd (FRN 1040383) is an AR of Rural Finance Limited (FRN 630701). When you use Barnes Rural Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Barnes Rural Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07733 780913

  • Address

    Gatehouse, Park Lane, Reymerston, Norwich, Norfolk, NR9 4EU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07733 780913 is
  • Who else gives the postcode NR9 4EU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 June 2025 (1 year old)
Registered office
Gatehouse Park Lane, Reymerston, Norwich, NR9 4EU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shane David Barnes Director May 1970 27 Jun 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

9 months to 31 March 2026Small company accountsNot audited

Net assets

£1,434

No earlier figure to compare

Cash at bank

£532

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£473

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16546935. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Barnes Rural Finance’s history from the FCA register and Companies House, newest first.

2025

27 August 2025

  • Became an appointed representative

FCA register

27 June 2025

  • Incorporated at Companies House
  • Shane David Barnes took control (75–100% of shares)
  • Shane David Barnes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Barnes Rural Finance

Other firms of the same type (credit broker), nearest first.

In Norwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Barnes Rural Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Barnes Rural Finance Ltd FCA authorised?
Barnes Rural Finance Ltd (FRN 1040383) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Barnes Rural Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Barnes Rural Finance Ltd (FRN 1040383) is an AR of Rural Finance Limited (FRN 630701). When you use Barnes Rural Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Barnes Rural Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Barnes Rural Finance’s phone number?
The FCA register lists the phone number 07733 780913 for Barnes Rural Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Barnes Rural Finance a scam or clone?
Barnes Rural Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Barnes Rural Finance?
Protection works through Rural Finance Limited, the principal firm responsible for Barnes Rural Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Barnes Rural Finance?
Companies House lists one person with significant control of Barnes Rural Finance: Mr Shane David Barnes (75–100% of shares).
Who runs Barnes Rural Finance?
Companies House lists one director of Barnes Rural Finance: Shane David Barnes.
How long has Barnes Rural Finance been in business?
The company was formed on 27 June 2025.
What do Barnes Rural Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £1,434 (no earlier figure to compare) and cash at bank of £532 (no earlier figure to compare).

Sources and links

The full report on Barnes Rural Finance Ltd

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