Fiona Sharp

Reference number: 752915

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Appointed representative

Fiona Sharp does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fiona Sharp (FRN 752915) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Fiona Sharp's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fiona Sharp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vervefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07773 333995 is
  • Who else gives the postcode NR1 1BY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Verve Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Fiona Sharp’s history from the FCA register and Companies House, newest first.

2016

15 July 2016

  • Became an appointed representative
  • Began trading as "Verve Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Fiona Sharp

Other firms of the same type (credit broker), nearest first.

In Norwich

Anglia Finance LimitedNorwichAppointed representativeAudeo AF LimitedNorwichAppointed representativeBarnes Rural Finance LtdNorwichAppointed representativeBridgewell Finance LtdNorwichAppointed representativeDavid Hughes Rural Business Solutions LimitedNorwichAppointed representativeGreat Yarmouth and Gorleston Landlords AssociationNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fiona Sharp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Fiona Sharp FCA authorised?
Fiona Sharp (FRN 752915) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fiona Sharp?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fiona Sharp (FRN 752915) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Fiona Sharp's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fiona Sharp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fiona Sharp’s phone number and website?
The FCA register lists the phone number 07773 333995 and the website vervefinancial.co.uk for Fiona Sharp. If you were given different contact details, use these to check with the firm before going any further.
Is Fiona Sharp a scam or clone?
Fiona Sharp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fiona Sharp?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Fiona Sharp's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Fiona Sharp use any other names?
It trades as Verve Financial Planning.

Sources and links

The full report on Fiona Sharp

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