Bayside Finance Ltd

Reference number: 1035947

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bayside Finance Ltd (FRN 1035947) is an AR of HL Partnership Limited (FRN 303397). When you use Bayside Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bayside Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07792 883122

  • Address

    4 Avon Close, Lee-On-The-Solent, Hampshire, PO13 8JQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07792 883122 is
  • Who else gives the postcode PO13 8JQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16286451
Company status
Active
Company type
Private limited company
Incorporated
3 March 2025 (1 year old)
Registered office
4 Avon Close, Lee-On-The-Solent, PO13 8JQ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Meggan Ann Woollam Director Sep 1991 3 Mar 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Bayside Finance’s history from the FCA register and Companies House, newest first.

2025

11 July 2025

  • Began trading as "Bayside Finance"

FCA register

1 July 2025

  • Became an appointed representative

FCA register

3 March 2025

  • Incorporated at Companies House
  • Meggan Ann Woollam took control (75–100% of shares)
  • Meggan Ann Woollam appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Bayside Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lee-On-The-Solent

G.A.P. Mortgage Services LtdLee-on-the-SolentAppointed representativeJemma MiskellaLee-on-the-SolentAppointed representativeVibe Mortgages LtdLee-on-the-SolentAppointed representativeThe Mortgage Helpers LtdLee-On-The-SolentAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bayside Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Bayside Finance Ltd FCA authorised?
Bayside Finance Ltd (FRN 1035947) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bayside Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bayside Finance Ltd (FRN 1035947) is an AR of HL Partnership Limited (FRN 303397). When you use Bayside Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bayside Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bayside Finance’s phone number?
The FCA register lists the phone number 07792 883122 for Bayside Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Bayside Finance a scam or clone?
Bayside Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bayside Finance?
Protection works through HL Partnership Limited, the principal firm responsible for Bayside Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bayside Finance?
Companies House lists one person with significant control of Bayside Finance: Mrs Meggan Ann Woollam (75–100% of shares).
Who runs Bayside Finance?
Companies House lists one director of Bayside Finance: Meggan Ann Woollam.
How long has Bayside Finance been in business?
The company was formed on 3 March 2025.

Sources and links

The full report on Bayside Finance Ltd

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