The Mortgage Helpers Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2013
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

023 9234 4122
Address

81 High Street, Lee-On-The-Solent, Hampshire, PO13 9BU, United Kingdom

In the full report: 2 background checks

What kind of line 023 9234 4122 is
Who else gives the postcode PO13 9BU

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Acting as a CBTL advisor
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08736955 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 October 2013 (13 years old)
Registered office: 41 Cambridge Road, Lee-On-Solent, PO13 9DH
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kealy Dingley	Director	Aug 1969	17 Oct 2013	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 2
still active: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£25.0k

−1.4% from £25.4k

Cash at bank

£1,817

Up £1,091 from £726

Employees (average)

1

Same as 1

Owed within a year

£7,038

−41% from £11.8k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08736955. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Mortgage Helpers’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2016

6 April 2016

Kealy Dingley took control (75–100% of shares)

Companies House

2014

20 October 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2013

17 October 2013

Incorporated at Companies House
Kealy Dingley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to The Mortgage Helpers

Other FCA-listed firms that share a director, phone number or address with The Mortgage Helpers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like The Mortgage Helpers

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lee-On-The-Solent

Bayside Finance LtdLee-On-The-SolentAppointed representative G.A.P. Mortgage Services LtdLee-on-the-SolentAppointed representative Jemma MiskellaLee-on-the-SolentAppointed representative Vibe Mortgages LtdLee-on-the-SolentAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Mortgage Helpers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
2 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Mortgage Helpers Ltd FCA authorised?

Yes, The Mortgage Helpers Ltd (FRN 626386) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2014 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is The Mortgage Helpers’ phone number?

The FCA register lists the phone number 023 9234 4122 for The Mortgage Helpers. If you were given different contact details, use these to check with the firm before going any further.

Is The Mortgage Helpers a scam or clone?

The Mortgage Helpers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Mortgage Helpers?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Mortgage Helpers to the Financial Ombudsman Service, free of charge.

Who owns The Mortgage Helpers?

Companies House lists one person with significant control of The Mortgage Helpers: Mrs Kealy Dingley (75–100% of shares).

Who runs The Mortgage Helpers?

Companies House lists one director of The Mortgage Helpers: Kealy Dingley.

How long has The Mortgage Helpers been in business?

The company was formed on 17 October 2013, and has held its current FCA authorisation since October 2014.

What do The Mortgage Helpers’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £25.0k (−1.4% from £25.4k) and cash at bank of £1,817 (up £1,091 from £726).