BB Financial Solutions Ltd

Reference number: 497128

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01843 826290

  • Address

    24 Monkton St, Monkton, Ramsgate, Kent, CT12 4JE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01843 826290 is
  • Who else gives the postcode CT12 4JE
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Crossbrook Consultants Former trading name
  • JFS Financial Services Former trading name
  • Mortgage One Former trading name
  • Neil Weaver Associates Former trading name
  • Penn Assurance Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06632409
Company status
Active
Company type
Private limited company
Incorporated
27 June 2008 (18 years old)
Registered office
24 Monkton Street, Monkton, Ramsgate, CT12 4JE
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Clifford Berry Director Dec 1957 29 Oct 2008 1 other company
Ian Stuart Bye Director Jan 1952 29 Oct 2008 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£205k

−3.4% from £213k

Cash at bank

£227k

−1.2% from £230k

Employees (average)

3

Same as 3

Owed within a year

£91.8k

+2.7% from £89.4k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06632409. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

BB Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (20)

2024

5 July 2024

  • Changed its registered name from "B B Financial Solutions Ltd"

FCA register

2016

6 April 2016

  • Ian Stuart Bye took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

3 August 2009

  • Became authorised by the FCA

FCA register

13 May 2009

  • Regulated by the Financial Services Authority from this date

FCA register

2008

27 June 2008

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like BB Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ramsgate

Excel Mortgages UK LimitedRamsgateAuthorisedLogic Mortgage Solutions LtdRamsgateAuthorisedMortgage Services 4U LtdRamsgateAuthorisedAcorn Financial Services (South East) LtdRamsgateAppointed representativeClifton Mortgage Consulting LLPRamsgateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on BB Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is BB Financial Solutions Ltd FCA authorised?
Yes, BB Financial Solutions Ltd (FRN 497128) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2009 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is BB Financial Solutions’ phone number?
The FCA register lists the phone number 01843 826290 for BB Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is BB Financial Solutions a scam or clone?
BB Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with BB Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about BB Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns BB Financial Solutions?
Companies House lists one person with significant control of BB Financial Solutions: Mr Ian Stuart Bye (75–100% of shares).
Who runs BB Financial Solutions?
Companies House lists 2 directors of BB Financial Solutions: Martin Clifford Berry and Ian Stuart Bye.
How long has BB Financial Solutions been in business?
The company was formed on 27 June 2008, and has held its current FCA authorisation since August 2009.
What do BB Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £205k (−3.4% from £213k) and cash at bank of £227k (−1.2% from £230k).
Does BB Financial Solutions use any other names?
It has previously used 5 other names, including Crossbrook Consultants, JFS Financial Services and Mortgage One.

Sources and links

The full report on BB Financial Solutions Ltd

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