Clifton Mortgage Consulting LLP

Reference number: 1003068

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clifton Mortgage Consulting LLP (FRN 1003068) is an AR of The Right Mortgage Limited (FRN 649443). When you use Clifton Mortgage Consulting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clifton Mortgage Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07584 925801

  • Address

    424 Margate Road, Ramsgate, Kent, CT12 6SJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07584 925801 is
  • Who else gives the postcode CT12 6SJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Limited liability partnership
Incorporated
24 April 2016 (10 years old)
Registered office
424 Margate Road Westwood, Ramsgate, Kent, CT12 6SJ, England

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Clifton LLP designated member Oct 1975 24 Apr 2016 None
Andrew Gray LLP designated member Oct 1973 24 Apr 2016 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Turnover

£153k

Not compared: the previous accounts cover a different length of time

Cash at bank

£606

Down £317 from £923

Employees (average)

0

Same as 0

Owed within a year

£2,712

+3% from £2,634

Turnover

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC411436. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Clifton Mortgage Consulting’s history from the FCA register and Companies House, newest first.

2023

3 November 2023

  • Became an appointed representative

FCA register

2016

24 April 2016

  • Incorporated at Companies House
  • Andrew Gray became a part-owner (25–50% of shares)
  • Helen Clifton became a part-owner (25–50% of shares)
  • Andrew Gray appointed as a director
  • Helen Clifton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Clifton Mortgage Consulting

Other FCA-listed firms that share a director, phone number or address with Clifton Mortgage Consulting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Clifton Mortgage Consulting

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ramsgate

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clifton Mortgage Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clifton Mortgage Consulting LLP FCA authorised?
Clifton Mortgage Consulting LLP (FRN 1003068) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clifton Mortgage Consulting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clifton Mortgage Consulting LLP (FRN 1003068) is an AR of The Right Mortgage Limited (FRN 649443). When you use Clifton Mortgage Consulting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clifton Mortgage Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clifton Mortgage Consulting’s phone number?
The FCA register lists the phone number 07584 925801 for Clifton Mortgage Consulting. If you were given different contact details, use these to check with the firm before going any further.
Is Clifton Mortgage Consulting a scam or clone?
Clifton Mortgage Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clifton Mortgage Consulting?
Protection works through The Right Mortgage Limited, the principal firm responsible for Clifton Mortgage Consulting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clifton Mortgage Consulting?
Companies House lists 2 people with significant control of Clifton Mortgage Consulting: Mr Andrew Gray (25–50% of votes) and Mrs Helen Clifton (25–50% of votes).
Who runs Clifton Mortgage Consulting?
Companies House lists 2 directors of Clifton Mortgage Consulting: Helen Clifton and Andrew Gray.
How long has Clifton Mortgage Consulting been in business?
The company was formed on 24 April 2016.
What do Clifton Mortgage Consulting’s latest accounts show?
Its latest accounts, to 31 March 2026, show turnover of £153k (not compared: the previous accounts cover a different length of time) and cash at bank of £606 (down £317 from £923).

Sources and links

The full report on Clifton Mortgage Consulting LLP

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