Bedford Pay LTD

Reference number: 900933

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Registered with the FCA

This firm is registered as a small e-money institution. That is a lighter regime than full FCA authorisation, applied to smaller e-money firms, though it must still safeguard the money it holds.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bedfordpay.com first appeared online, and whether it can receive email
  • What kind of line 020 3608 2808 is
  • Who else gives the postcode W1B 3HH
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11082273
Company status
Active
Company type
Private limited company
Incorporated
24 November 2017 (8 years old)
Registered office
3rd Floor, 207 Regent Street, London, W1B 3HH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Vladislavs Boroviks Director Aug 1982 24 Nov 2017 None
Vladislavs Belskis Director Oct 1973 22 Dec 2017 None
Ritvars Radvilavics Director Feb 1986 13 Nov 2023 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 November 2025Abridged accountsNot audited

Net assets

£105k

+52% from £69.2k

Cash at bank

£112k

+171% from £41.3k

Employees (average)

4

Same as 4

Owed within a year

£59.0k

Up £59.0k from £1

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11082273. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bedford Pay’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2026

26 June 2026

  • Olena Korobkova took control (75–100% of shares)
  • Vladislavs Belskis stopped being a part-owner
  • Vladislavs Boroviks stopped being a part-owner

Companies House

2019

14 August 2019

  • Regulated by the FCA from this date
  • Status on the FCA register became "Small Electronic Money Institution"

FCA register

2018

23 November 2018

  • Vladislavs Belskis became a part-owner (25–50% of shares)

Companies House

2017

24 November 2017

  • Incorporated at Companies House
  • Vladislavs Boroviks became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Bedford Pay

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bedford Pay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Bedford Pay LTD FCA authorised?
Yes, Bedford Pay LTD (FRN 900933) is registered with the FCA and permitted to provide its regulated services.
What is Bedford Pay’s phone number and website?
The FCA register lists the phone number 020 3608 2808 and the website bedfordpay.com for Bedford Pay. If you were given different contact details, use these to check with the firm before going any further.
Is Bedford Pay a scam or clone?
Bedford Pay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bedford Pay?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Bedford Pay to the Financial Ombudsman Service, free of charge.
Who owns Bedford Pay?
Companies House lists one person with significant control of Bedford Pay: Olena Korobkova (75–100% of shares). Before that, it was controlled by Mr. Vladislavs Belskis and Vladislavs Boroviks.
Who runs Bedford Pay?
Companies House lists 3 directors of Bedford Pay: Vladislavs Boroviks, Vladislavs Belskis and Ritvars Radvilavics.
How long has Bedford Pay been in business?
The company was formed on 24 November 2017, and has held its current FCA authorisation since August 2019.
What do Bedford Pay’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £105k (+52% from £69.2k) and cash at bank of £112k (+171% from £41.3k).

Sources and links

The full report on Bedford Pay LTD

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