Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 12 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 28 February 2025
Responsible principal firm
CHESTERTON GRANT MORTGAGES LTD. Reference number: 300796 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Benjamin Tate (FRN 617874) introduces customers to CHESTERTON GRANT MORTGAGES LTD. (FRN 300796). Any regulated advice or arranging is done by the principal, not Benjamin Tate.
- Example: if Benjamin Tate refers you to a financial adviser, the advice should come from the principal firm, not from Benjamin Tate itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
129 High Street, Prestatyn, LL19 9AS, Wales
In the full report: 3 background checks
- When taterowlands.co.uk first appeared online, and whether it can receive email
- What kind of line 01354 734802 is
- Who else gives the postcode LL19 9AS
Other names (2)
If you were contacted under any of these names, it is this firm.
- Tate & Co Trading name: A name it trades under now.
- Tate Rowlands Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Chesterton Grant Mortgages Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- BENJAMIN TATE HOMES LTD
- Company number
- 14668559 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 February 2023 (3 years old)
- Registered office
- Prior House, 129 High Street, Prestatyn, LL19 9AS, Wales
- Nature of business
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- Real estate agencies (SIC 68310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Benjamin Tate | Director | Jan 1985 | 16 Feb 2023 | 2 other companies |
| Amy Rowlands | Director | Mar 1985 | 1 Mar 2025 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£57.2k
+144% from £23.4k
Employees (average)
3
Same as 3
Owed within a year
£46.4k
+168% from £17.3k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14668559. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Benjamin Tate’s history from the FCA register and Companies House, newest first.
2023
16 February 2023
- Incorporated at Companies House
- Benjamin Tate took control (75–100% of shares)
Companies House
2014
18 March 2014
- Became an introducer appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (3 shown here)
- Every director appointment and resignation: 2
Firms like Benjamin Tate
Other firms of the same type (mortgage adviser or broker), nearest first.
In Prestatyn
In the Llandudno (LL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Benjamin Tate
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk