Ice Finance Ltd

Reference number: 990937

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ice Finance Ltd (FRN 990937) is an AR of AFS Compliance Ltd (FRN 625035). When you use Ice Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ice Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07825 182862

  • Address

    2A Rhyddyn Hill, Caergwrle, Wrexham, Flintshire, LL12 9EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07825 182862 is
  • Who else gives the postcode LL12 9EE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name
  • Business Finance House Trading name
  • Christopher Lannin Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17172131
Company status
Active
Company type
Private limited company
Incorporated
21 April 2026 (less than a year old)
Registered office
Yr Hen Banc Business Centre 29-31 High Street, Caergwrle, Wrexham, LL12 9EU, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher John Lannin Director Jun 1976 21 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Ice Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

4 August 2026

  • Changed its registered name from "Christopher Lannin"

FCA register

21 April 2026

  • Incorporated at Companies House
  • Christopher John Lannin took control (75–100% of shares)

Companies House

2023

31 January 2023

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Ice Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wrexham

Eastgate Commercial Finance LtdWrexhamAppointed representativeMichael VineWrexhamAppointed representativeMolyneux Money Matters LimitedWrexhamAppointed representativeNeo Business Finance LimitedWrexhamAppointed representativeTgp Commercial & Business Finance LtdWrexhamAppointed representativeTGP Mortgage & Insurance Brokers LtdWrexhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ice Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Ice Finance Ltd FCA authorised?
Ice Finance Ltd (FRN 990937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ice Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ice Finance Ltd (FRN 990937) is an AR of AFS Compliance Ltd (FRN 625035). When you use Ice Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ice Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ice Finance’s phone number?
The FCA register lists the phone number 07825 182862 for Ice Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Ice Finance a scam or clone?
Ice Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ice Finance?
Protection works through AFS Compliance Ltd, the principal firm responsible for Ice Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ice Finance?
Companies House lists one person with significant control of Ice Finance: Mr Christopher John Lannin (75–100% of shares).
Who runs Ice Finance?
Companies House lists one director of Ice Finance: Christopher John Lannin.
How long has Ice Finance been in business?
The company was formed on 21 April 2026.
Does Ice Finance use any other names?
It trades as Asset Finance Solutions and Business Finance House. It has previously used the name Christopher Lannin.

Sources and links

The full report on Ice Finance Ltd

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