Michael Vine

Reference number: 971886

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Appointed representative

Michael Vine does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Michael Vine (FRN 971886) is an AR of AFS Compliance Ltd (FRN 625035). When you use Michael Vine's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Michael Vine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07597 978817

  • Address

    23 Ffordd Gwenllian, Llay, Wrexham, Wrecsam, LL12 0UW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07597 978817 is
  • Who else gives the postcode LL12 0UW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Michael Vine’s history from the FCA register and Companies House, newest first.

2022

30 March 2022

  • Began trading as "Asset Finance Solutions"

FCA register

13 March 2022

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Michael Vine

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wrexham

Eastgate Commercial Finance LtdWrexhamAppointed representativeIce Finance LtdWrexhamAppointed representativeMolyneux Money Matters LimitedWrexhamAppointed representativeNeo Business Finance LimitedWrexhamAppointed representativeTgp Commercial & Business Finance LtdWrexhamAppointed representativeTGP Mortgage & Insurance Brokers LtdWrexhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Michael Vine

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Michael Vine FCA authorised?
Michael Vine (FRN 971886) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Michael Vine?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Michael Vine (FRN 971886) is an AR of AFS Compliance Ltd (FRN 625035). When you use Michael Vine's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Michael Vine, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Michael Vine’s phone number?
The FCA register lists the phone number 07597 978817 for Michael Vine. If you were given different contact details, use these to check with the firm before going any further.
Is Michael Vine a scam or clone?
Michael Vine is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Michael Vine?
Protection works through AFS Compliance Ltd, the principal firm responsible for Michael Vine's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Michael Vine use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Michael Vine

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