Benson James Limited

Reference number: 1001608

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bensonjames.com first appeared online, and whether it can receive email
  • What kind of line 01375 892601 is
  • Who else gives the postcode RM14 3ST
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09003983
Company status
Active
Company type
Private limited company
Incorporated
22 April 2014 (12 years old)
Registered office
- Brentwood Road, Bulphan, Upminster, Essex, RM14 3ST, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Colin Malcolm Cosgrow Director Jul 1952 22 Apr 2014 1 other company
Shelagh Mary Cosgrow Director Feb 1953 22 Apr 2014 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£1,536

No earlier figure to compare

Employees (average)

0

−100% from 2

Owed within a year

£38.8k

No earlier figure to compare

Total equity

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09003983. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Benson James’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2024

6 April 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

8 June 2023

  • Shelagh Mary Cosgrow no longer has significant control

Companies House

2017

1 April 2017

  • Colin Malcolm Cosgrow took control (75–100% of shares)
  • Shelagh Mary Cosgrow gained significant control

Companies House

2014

22 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Benson James

Other firms of the same type (insurance broker), nearest first.

In Upminster

C&m Consultants 2001 LtdUpminsterAuthorisedA&H Intermediaries LtdUpminsterAppointed representativeKoveru LimitedUpminsterAppointed representativeLet's Talk Insurance Services LtdUpminsterAppointed representativeKwoter LimitedUpminsterAuthorisedLS Financial Services LimitedUpminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Benson James

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Benson James Limited FCA authorised?
Yes, Benson James Limited (FRN 1001608) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2024 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Benson James’ phone number and website?
The FCA register lists the phone number 01375 892601 and the website bensonjames.com for Benson James. If you were given different contact details, use these to check with the firm before going any further.
Is Benson James a scam or clone?
Benson James is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Benson James?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Benson James to the Financial Ombudsman Service, free of charge.
Who owns Benson James?
Companies House lists one person with significant control of Benson James: Mr Colin Malcolm Cosgrow (75–100% of shares). Before that, it was controlled by Mrs Shelagh Mary Cosgrow.
Who runs Benson James?
Companies House lists 2 directors of Benson James: Colin Malcolm Cosgrow and Shelagh Mary Cosgrow.
How long has Benson James been in business?
The company was formed on 22 April 2014, and has held its current FCA authorisation since April 2024.
What do Benson James’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1,536 (no earlier figure to compare).

Sources and links

The full report on Benson James Limited

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