Koveru Limited
Reference number: 1051520
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
Kwoter Limited Reference number: 1039951 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Koveru Limited (FRN 1051520) is an AR of Kwoter Limited (FRN 1039951). When you use Koveru's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Koveru, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Unit 8, Saxon House, Upminster Trading Park, Warley Street, Upminster, Essex, RM14 3PJ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When koveru.co.uk first appeared online, and whether it can receive email
- What kind of line 020 7078 6666 is
- Who else gives the postcode RM14 3PJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Kover Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Kwoter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16988304 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 January 2026 (less than a year old)
- Registered office
- Level One, 86 Queens Road, Buckhurst Hill, IG9 5BS, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Dean | Director | Feb 1971 | 26 Jan 2026 | 8 other companies |
| Benjamin Arthur Leonard Rose | Director | Feb 1985 | 26 Jan 2026 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 2
- are FCA-registered
- 3
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
Key dates in its history
Koveru’s history from the FCA register and Companies House, newest first.
2026
27 April 2026
- Became an appointed representative
FCA register
26 January 2026
- Incorporated at Companies House
- Andrew Dean became the majority owner (50–75% of shares)
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 2
Firms connected to Koveru
Other FCA-listed firms that share a director, phone number or address with Koveru. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 3
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: shared directors (3), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Koveru
Other firms of the same type (insurance broker), nearest first.
In Upminster
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Koveru
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 6 events in its history
- 5 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Koveru Limited FCA authorised?
What does appointed representative mean for Koveru?
What is Koveru’s phone number and website?
Is Koveru a scam or clone?
Is my money safe with Koveru?
Who owns Koveru?
Who runs Koveru?
How long has Koveru been in business?
Does Koveru use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk