Kompare Limited

Reference number: 794660

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Kwoter Limited Reference number: 1039951 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Kompare Limited (FRN 794660) is an AR of Kwoter Limited (FRN 1039951). When you use Kompare's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Kompare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kompare.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3630 0636 is
  • Who else gives the postcode RM14 3PJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Bionic Compare Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Kwoter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
10839922
Company status
Active
Company type
Private limited company
Incorporated
28 June 2017 (9 years old)
Registered office
Level One, 86 Queens Road, Buckhurst Hill, IG9 5BS, England
Nature of business
  • Data processing, hosting and related activities (SIC 63110)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Dean Director Feb 1971 28 Jun 2017 8 other companies
Ivaylo Kirilov Director Aug 1984 26 May 2020 1 other company
Joanne Claire Dean Director Mar 1970 25 Jan 2024 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
are FCA-registered
3

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 2 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£5,314

−90% from £54.5k

Employees (average)

17

Same as 17

Owed within a year

£317k

+49% from £213k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10839922. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Kompare’s history from the FCA register and Companies House, newest first.

Key events (9) All events (20)

2022

1 November 2022

  • Andrew Dean gave up control
  • Andrew Dean took control (75–100% of shares)
  • Rainbow (UK) Limited gave up control

Companies House

2019

6 September 2019

  • Changed its registered name from "Bionic Compare Limited"

FCA register

2018

26 September 2018

  • Pugnacity Ltd gave up control
  • Rainbow (UK) Limited took control (75–100% of shares)

Companies House

2017

21 November 2017

  • Became an appointed representative

FCA register

28 June 2017

  • Incorporated at Companies House
  • Pugnacity Ltd took control (75–100% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Kompare

Other FCA-listed firms that share a director, phone number or address with Kompare. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Kompare

Other firms of the same type (insurance broker), nearest first.

In Upminster

A&H Intermediaries LtdUpminsterAppointed representativeKoveru LimitedUpminsterAppointed representativeLet's Talk Insurance Services LtdUpminsterAppointed representativeEvolve Talent Group LtdUpminsterAppointed representativeBenson James LimitedUpminsterAuthorisedC&m Consultants 2001 LtdUpminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Kompare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Kompare Limited FCA authorised?
Kompare Limited (FRN 794660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Kompare?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Kompare Limited (FRN 794660) is an AR of Kwoter Limited (FRN 1039951). When you use Kompare's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Kompare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Kompare’s phone number and website?
The FCA register lists the phone number 020 3630 0636 and the website Kompare.co.uk for Kompare. If you were given different contact details, use these to check with the firm before going any further.
Is Kompare a scam or clone?
Kompare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Kompare?
Protection works through Kwoter Limited, the principal firm responsible for Kompare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Kompare?
Companies House lists one person with significant control of Kompare: Mr Andrew Dean (75–100% of shares). Before that, it was controlled by Pugnacity Ltd and Rainbow (UK) Limited.
Who runs Kompare?
Companies House lists 3 directors of Kompare: Andrew Dean, Ivaylo Kirilov and Joanne Claire Dean.
How long has Kompare been in business?
The company was formed on 28 June 2017.
What do Kompare’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £5,314 (−90% from £54.5k).
Does Kompare use any other names?
It has previously used the name Bionic Compare Limited.

Sources and links

The full report on Kompare Limited

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