Bespoke Funding Solutions Limited

Reference number: 828504

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AFS Compliance Ltd Reference number: 625035 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bespoke Funding Solutions Limited (FRN 828504) is an AR of AFS Compliance Ltd (FRN 625035). When you use Bespoke Funding Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bespoke Funding Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07554 439608

  • Address

    1 Clay Lane, Eccleston, St. Helens, St. Helens, WA10 5PY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07554 439608 is
  • Who else gives the postcode WA10 5PY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Asset Finance Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11534444
Company status
Active
Company type
Private limited company
Incorporated
23 August 2018 (8 years old)
Registered office
Suite1 Foundry House, Waterside Lane, Widnes, Cheshire, WA8 8GT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Simon Marsh Director Jun 1974 4 Dec 2018 None
Robert Mcadoo Director Mar 1977 20 Feb 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Total equity

£584k

+40% from £418k

Cash at bank

£732k

+17% from £627k

Employees (average)

2

Same as 2

Owed within a year

£199k

−43% from £351k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11534444. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bespoke Funding Solutions’s history from the FCA register and Companies House, newest first.

Key events (9) All events (16)

2026

20 February 2026

  • Bespoke Funding Solutions Holdings Limited took control (75–100% of shares)
  • Paul Simon Marsh gave up control

Companies House

2020

2 December 2020

  • Roanza Limited stopped being a part-owner

Companies House

2018

31 December 2018

  • Michael Peter Jones gave up control
  • Paul Simon Marsh took control (75–100% of shares)
  • Roanza Limited became a part-owner (25–50% of shares)

Companies House

12 December 2018

  • Became an appointed representative

FCA register

23 August 2018

  • Incorporated at Companies House
  • Michael Peter Jones took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms like Bespoke Funding Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In St. Helens

Lisa Mary StroudSt. HelensAppointed representativeMortgage Advice Bureau (North West) LimitedSt. HelensAppointed representativeThe Mortgage Atelier LtdSt. HelensAppointed representativeThe Mortgage Family LimitedSt. HelensAppointed representativeChirton Mortgage Services Ltd.St. HelensAuthorisedMortgage Guarantee LimitedSt. HelensRegistered for money laundering rules

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bespoke Funding Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Bespoke Funding Solutions Limited FCA authorised?
Bespoke Funding Solutions Limited (FRN 828504) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bespoke Funding Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bespoke Funding Solutions Limited (FRN 828504) is an AR of AFS Compliance Ltd (FRN 625035). When you use Bespoke Funding Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bespoke Funding Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bespoke Funding Solutions’ phone number?
The FCA register lists the phone number 07554 439608 for Bespoke Funding Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Bespoke Funding Solutions a scam or clone?
Bespoke Funding Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bespoke Funding Solutions?
Protection works through AFS Compliance Ltd, the principal firm responsible for Bespoke Funding Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Bespoke Funding Solutions?
Bespoke Funding Solutions is owned by Bespoke Funding Solutions Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 February 2026. Before that, it was controlled by Mr Michael Peter Jones, Mr Paul Simon Marsh and Roanza Limited.
Who runs Bespoke Funding Solutions?
Companies House lists 2 directors of Bespoke Funding Solutions: Paul Simon Marsh and Robert McAdoo.
How long has Bespoke Funding Solutions been in business?
The company was formed on 23 August 2018.
What do Bespoke Funding Solutions’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £584k (+40% from £418k) and cash at bank of £732k (+17% from £627k).
Does Bespoke Funding Solutions use any other names?
It trades as Asset Finance Solutions.

Sources and links

The full report on Bespoke Funding Solutions Limited

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