Bespoke Money (Scotland) Ltd

Reference number: 489266

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Bespoke Money (Scotland) Ltd (FRN 489266) is an AR of First Complete Limited (FRN 435779). When you use Bespoke Money (Scotland)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Bespoke Money (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07980 07980

  • Address

    Bespoke Money, Barry Business Centre, Main Street, Barry, Carnoustie, DD7 7RP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07980 07980 is
  • Who else gives the postcode DD7 7RP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bespoke Money Trading name
  • Ian McFarlane Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Bespoke Money (Scotland)’s history from the FCA register and Companies House, newest first.

2022

11 March 2022

  • Changed its registered name from "Ian McFarlane"

FCA register

2013

15 March 2013

  • Changed its registered name from "Bespoke Money"
  • Began trading as "Bespoke Money"

FCA register

2008

23 September 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Bespoke Money (Scotland)

Other FCA-listed firms that share a director, phone number or address with Bespoke Money (Scotland). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Bespoke Money (Scotland)

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Dundee (DD) postcode area

Barry CraigieDundeeAppointed representativeClan Financial SolutionsDundeeAppointed representativeColin MurrayDundeeAppointed representativeDrummond-Muir LimitedDundeeAppointed representativeEdward FlynnDundeeAppointed representativeIMP Mortgage & Protection Advice LtdDundeeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bespoke Money (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Bespoke Money (Scotland) Ltd FCA authorised?
Bespoke Money (Scotland) Ltd (FRN 489266) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Bespoke Money (Scotland)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Bespoke Money (Scotland) Ltd (FRN 489266) is an AR of First Complete Limited (FRN 435779). When you use Bespoke Money (Scotland)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Bespoke Money (Scotland), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Bespoke Money (Scotland)’s phone number?
The FCA register lists the phone number 07980 07980 for Bespoke Money (Scotland). If you were given different contact details, use these to check with the firm before going any further.
Is Bespoke Money (Scotland) a scam or clone?
Bespoke Money (Scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bespoke Money (Scotland)?
Protection works through First Complete Limited, the principal firm responsible for Bespoke Money (Scotland)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Bespoke Money (Scotland) use any other names?
It trades as Bespoke Money. It has previously used the name Ian McFarlane.

Sources and links

The full report on Bespoke Money (Scotland) Ltd

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