Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 17 years
- Protected through the principal
- No FCA actions
- Active company since 2009
- Accounts filed up to 31 March 2026
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Bespoke Mortgage And Finance Centre Limited (FRN 498914) is an AR of Sesame Limited (FRN 150427). When you use Bespoke Mortgage And Finance Centre's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Bespoke Mortgage And Finance Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
25 Morgan Close, Yaxley, Peterborough, Cambridgeshire, PE7 3GE, United Kingdom
In the full report: 2 background checks
- What kind of line 01733 247390 is
- Who else gives the postcode PE7 3GE
Other names (5)
If you were contacted under any of these names, it is this firm.
- Antonio Esposito Former name: A name it was registered under before.
- Bespoke Mortgage & Finance Centre Ltd Former name: A name it was registered under before.
- Bespoke Mortgage & Finance Centre Former trading name: A name it used to trade under.
- Constant Finance Former trading name: A name it used to trade under.
- FM Mortgage and Finance Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06864018 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 March 2009 (17 years old)
- Registered office
- 25 Morgan Close, Yaxley, Peterborough, PE7 3GE
- Nature of business
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- Other letting and operating of own or leased real estate (SIC 68209)
- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Antonio Gerardo Esposito | Director | Apr 1971 | 31 Mar 2009 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£11.0k
+18% from £9,292
Employees (average)
3
+50% from 2
Owed within a year
£32.6k
+154% from £12.8k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06864018. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Bespoke Mortgage And Finance Centre’s history from the FCA register and Companies House, newest first.
2024
13 September 2024
- Changed its registered name from "Bespoke Mortgage & Finance Centre Ltd"
FCA register
2016
6 April 2016
- Antonio Gerardo Esposito took control (75–100% of shares)
Companies House
2011
23 August 2011
- Changed its registered name from "Antonio Esposito"
FCA register
2009
3 April 2009
- Became an appointed representative
FCA register
31 March 2009
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Bespoke Mortgage And Finance Centre
Other firms of the same type (mortgage adviser or broker), nearest first.
In Peterborough
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Bespoke Mortgage And Finance Centre
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
Is Bespoke Mortgage And Finance Centre Limited FCA authorised?
What does appointed representative mean for Bespoke Mortgage And Finance Centre?
What is Bespoke Mortgage And Finance Centre’s phone number?
Is Bespoke Mortgage And Finance Centre a scam or clone?
Is my money safe with Bespoke Mortgage And Finance Centre?
Who owns Bespoke Mortgage And Finance Centre?
Who runs Bespoke Mortgage And Finance Centre?
How long has Bespoke Mortgage And Finance Centre been in business?
What do Bespoke Mortgage And Finance Centre’s latest accounts show?
Does Bespoke Mortgage And Finance Centre use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk