Nicholas Cleathero

Reference number: 412772

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Appointed representative

Nicholas Cleathero does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nicholas Cleathero (FRN 412772) is an AR of The Right Mortgage Limited (FRN 649443). When you use Nicholas Cleathero's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nicholas Cleathero, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nvfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07870 611914 is
  • Who else gives the postcode PE6 9DQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Nene Valley Financial Planning Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicholas Cleathero’s history from the FCA register and Companies House, newest first.

2015

13 May 2015

  • Changed its registered name from "Nene Valley Financial Planning"
  • Began trading as "Nene Valley Financial Planning"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nicholas Cleathero

Other firms of the same type (mortgage adviser or broker), nearest first.

In Peterborough

Agentis Financial and Mortgage Solutions LimitedPeterboroughAppointed representativeCanter Holland Mortgages LimitedPeterboroughAppointed representativeHeartland Mortgage Services LtdPeterboroughAppointed representativeJG Capital Finance LimitedPeterboroughAppointed representativeKing's Cliffe Mortgage Services LtdPeterboroughAppointed representativeOpen Expert LTDPeterboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicholas Cleathero

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Nicholas Cleathero FCA authorised?
Nicholas Cleathero (FRN 412772) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicholas Cleathero?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicholas Cleathero (FRN 412772) is an AR of The Right Mortgage Limited (FRN 649443). When you use Nicholas Cleathero's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicholas Cleathero, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicholas Cleathero’s phone number and website?
The FCA register lists the phone number 07870 611914 and the website nvfp.co.uk for Nicholas Cleathero. If you were given different contact details, use these to check with the firm before going any further.
Is Nicholas Cleathero a scam or clone?
Nicholas Cleathero is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicholas Cleathero?
Protection works through The Right Mortgage Limited, the principal firm responsible for Nicholas Cleathero's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nicholas Cleathero use any other names?
It trades as Nene Valley Financial Planning.

Sources and links

The full report on Nicholas Cleathero

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