Open Expert LTD

Reference number: 789828

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Polish Brokers Ltd Reference number: 841246 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Open Expert LTD (FRN 789828) is an AR of Polish Brokers Ltd (FRN 841246). When you use Open Expert's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Open Expert, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When openexpert.co.uk first appeared online, and whether it can receive email
  • What kind of line 07538 238253 is
  • Who else gives the postcode PE1 2DU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pawel Tyrek Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Polish Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10717596
Company status
Active
Company type
Private limited company
Incorporated
8 April 2017 (9 years old)
Registered office
Unit 1 Blenheim Court, Peppercorn Close, Peterborough, PE1 2DU, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Pawel Tyrek Director Mar 1975 8 Apr 2017 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£23.1k

Up £1,116 from −£24.2k

Employees (average)

3

+200% from 1

Owed within a year

£23.1k

Up £22.9k from £227

Net assets are negative: on its last balance sheet the company owed £23.1k more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10717596. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Open Expert’s history from the FCA register and Companies House, newest first.

2018

18 May 2018

  • Changed its registered name from "Pawel Tyrek"

FCA register

2017

26 September 2017

  • Became an appointed representative

FCA register

8 April 2017

  • Incorporated at Companies House
  • Pawel Tyrek took control (75–100% of shares)
  • Pawel Tyrek appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Open Expert

Other FCA-listed firms that share a director, phone number or address with Open Expert. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Open Expert

Other firms of the same type (mortgage adviser or broker), nearest first.

In Peterborough

Agentis Financial and Mortgage Solutions LimitedPeterboroughAppointed representativeCanter Holland Mortgages LimitedPeterboroughAppointed representativeHeartland Mortgage Services LtdPeterboroughAppointed representativeJG Capital Finance LimitedPeterboroughAppointed representativeKing's Cliffe Mortgage Services LtdPeterboroughAppointed representativeNicholas CleatheroPeterboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Open Expert

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Open Expert LTD FCA authorised?
Open Expert LTD (FRN 789828) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Open Expert?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Open Expert LTD (FRN 789828) is an AR of Polish Brokers Ltd (FRN 841246). When you use Open Expert's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Open Expert, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Open Expert’s phone number and website?
The FCA register lists the phone number 07538 238253 and the website openexpert.co.uk for Open Expert. If you were given different contact details, use these to check with the firm before going any further.
Is Open Expert a scam or clone?
Open Expert is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Open Expert?
Protection works through Polish Brokers Ltd, the principal firm responsible for Open Expert's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Open Expert?
Companies House lists one person with significant control of Open Expert: Mr Pawel Tyrek (75–100% of shares).
Who runs Open Expert?
Companies House lists one director of Open Expert: Pawel Tyrek.
How long has Open Expert been in business?
The company was formed on 8 April 2017.
What do Open Expert’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£23.1k (up £1,116 from −£24.2k).
Does Open Expert use any other names?
It has previously used the name Pawel Tyrek.

Sources and links

The full report on Open Expert LTD

£19.99 · Instant PDF download

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