Best 4 U Mortgages Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for under a year
Your funds are protected by FSCS
No FCA actions
Active company since 1999
Accounts filed up to 31 March 2026

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Best 4 U Mortgages Ltd Reference number: 412004 No longer authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

best4umortgages.com (opens in a new tab)
Phone number

01536 411144
Address

6 Culworth Close, Barton Seagrave, Kettering, Northamptonshire, NN15 5GU, United Kingdom

In the full report: 3 background checks

When best4umortgages.com first appeared online, and whether it can receive email
What kind of line 01536 411144 is
Who else gives the postcode NN15 5GU

Other names (1)

If you were contacted under any of these names, it is this firm.

Best 4U Insurance Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03865441 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 October 1999 (27 years old)
Registered office: 6 Culworth Close, Barton Seagrave, Kettering, Northamptonshire, NN15 5GU, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Natalie Jo Barlow	Director	Jul 1975	1 Jan 2003	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£2,853

Up £2,410 from £443

Employees (average)

2

−33% from 3

Owed within a year

£9,239

+102% from £4,564

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03865441. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Best 4 U Mortgages’s history from the FCA register and Companies House, newest first.

Key events (4) All events (16)

2026

31 July 2026

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

26 October 2016

Natalie Jo Barlow became the majority owner (50–75% of shares)

Companies House

1999

26 October 1999

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (4 shown here)
Every director appointment and resignation: 9

Firms like Best 4 U Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Kettering

The Mortgage Store (Ian Wilson) LimitedKetteringAuthorised AJH Finance LimitedKetteringAppointed representative EW Financial Services LimitedKetteringAppointed representative JDP Mortgages LtdKetteringAppointed representative John Betts Mortgages LtdKetteringAppointed representative Dynamic Commercial Finance LtdKetteringAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Best 4 U Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 16 events in its history

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Frequently asked questions about this firm

Is Best 4 U Mortgages Ltd FCA authorised?

Yes, Best 4 U Mortgages Ltd (FRN 1050596) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2026 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Best 4 U Mortgages’ phone number and website?

The FCA register lists the phone number 01536 411144 and the website best4umortgages.com for Best 4 U Mortgages. If you were given different contact details, use these to check with the firm before going any further.

Is Best 4 U Mortgages a scam or clone?

Best 4 U Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Best 4 U Mortgages?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Best 4 U Mortgages to the Financial Ombudsman Service, free of charge.

Who owns Best 4 U Mortgages?

Companies House lists one person with significant control of Best 4 U Mortgages: Mrs Natalie Jo Barlow (50–75% of shares).

Who runs Best 4 U Mortgages?

Companies House lists one director of Best 4 U Mortgages: Natalie Jo Barlow.

How long has Best 4 U Mortgages been in business?

The company was formed on 26 October 1999, and has held its current FCA authorisation since July 2026.

What do Best 4 U Mortgages’ latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £2,853 (up £2,410 from £443).

Does Best 4 U Mortgages use any other names?

It trades as Best 4U Insurance.