Best 4 U Mortgages Ltd

Reference number: 412004

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 31 October 2004.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1050596 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    01536 411144

  • Last known address

    6 Culworth Close, Barton Seagrave, Kettering, Northamptonshire, NN15 5GU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01536 411144 is
  • Who else gives the postcode NN15 5GU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Best 4U Insurance Trading name: A name it trades under now.
  • Best 4 U Mortgages Limited Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 October 1999 (27 years old)
Registered office
6 Culworth Close, Barton Seagrave, Kettering, Northamptonshire, NN15 5GU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Natalie Jo Barlow Director Jul 1975 1 Jan 2003 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£2,853

Up £2,410 from £443

Employees (average)

2

−33% from 3

Owed within a year

£9,239

+102% from £4,564

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03865441. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Best 4 U Mortgages’s history from the FCA register and Companies House, newest first.

2024

19 June 2024

  • Changed its registered name from "Best 4 U Mortgages Limited"

FCA register

2016

26 October 2016

  • Natalie Jo Barlow became the majority owner (50–75% of shares)

Companies House

2004

31 October 2004

  • Stopped being an appointed representative

FCA register

1999

26 October 1999

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 9
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Get the full report on Best 4 U Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Best 4 U Mortgages Ltd FCA authorised?
No. Best 4 U Mortgages Ltd (FRN 412004) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Best 4 U Mortgages a scam or clone?
Best 4 U Mortgages is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Best 4 U Mortgages?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Best 4 U Mortgages has no cover, because it is no longer permitted to carry it out.
Who owns Best 4 U Mortgages?
Companies House lists one person with significant control of Best 4 U Mortgages: Mrs Natalie Jo Barlow (50–75% of shares).
Who runs Best 4 U Mortgages?
Companies House lists one director of Best 4 U Mortgages: Natalie Jo Barlow.
How long has Best 4 U Mortgages been in business?
The company was formed on 26 October 1999.
What do Best 4 U Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £2,853 (up £2,410 from £443).
Does Best 4 U Mortgages use any other names?
It trades as Best 4U Insurance. It has previously used the name Best 4 U Mortgages Limited.

Sources and links

The full report on Best 4 U Mortgages Ltd

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