Best Protect Online Ltd

Reference number: 629000

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bestprotectonline.co.uk first appeared online, and whether it can receive email
  • What kind of line 01392 211280 is
  • Who else gives the postcode EX2 7LL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Last Quote Trading name
  • Thatch Cover Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09081048
Company status
Active
Company type
Private limited company
Incorporated
11 June 2014 (12 years old)
Registered office
Unit 11, Orchard Court Heron Road, Sowton Industrial Estate, Exeter, EX2 7LL, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Clifford Dray Director May 1976 11 Jun 2014 None
Sarah Quey Director Dec 1980 21 Sep 2019 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Total equity

£175k

+23% from £142k

Cash at bank

£39.3k

−45% from £71.2k

Owed within a year

£41.4k

−36% from £64.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09081048. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Best Protect Online’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2018

5 May 2018

  • Sarah Quey became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Clifford Dray became a part-owner (25–50% of shares)

Companies House

2014

1 December 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

11 June 2014

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Best Protect Online

Other FCA-listed firms that share a director, phone number or address with Best Protect Online. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Best Protect Online

Other firms of the same type (insurance broker), nearest first.

In Exeter

Cavendish Online LimitedExeterAuthorisedColin Hardy & Co. LimitedExeterAuthorisedEngineering Investment Global LtdExeterAuthorisedGM Insurance Brokers LimitedExeterAuthorisedHWH Associates LimitedExeterAuthorisedQuote Monkey LtdExeterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Best Protect Online

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Best Protect Online Ltd FCA authorised?
Yes, Best Protect Online Ltd (FRN 629000) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Best Protect Online’s phone number and website?
The FCA register lists the phone number 01392 211280 and the website bestprotectonline.co.uk for Best Protect Online. If you were given different contact details, use these to check with the firm before going any further.
Is Best Protect Online a scam or clone?
Best Protect Online is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Best Protect Online?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Best Protect Online to the Financial Ombudsman Service, free of charge.
Who owns Best Protect Online?
Companies House lists 2 people with significant control of Best Protect Online: Mrs Sarah Quey (25–50% of shares) and Mr Clifford Dray (25–50% of shares).
Who runs Best Protect Online?
Companies House lists 2 directors of Best Protect Online: Clifford Dray and Sarah Quey.
How long has Best Protect Online been in business?
The company was formed on 11 June 2014, and has held its current FCA authorisation since December 2014.
What do Best Protect Online’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £175k (+23% from £142k) and cash at bank of £39.3k (−45% from £71.2k).
Does Best Protect Online use any other names?
It trades as Last Quote and Thatch Cover.

Sources and links

The full report on Best Protect Online Ltd

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