HWH Associates Limited

Reference number: 784279

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When hwh.insure first appeared online, and whether it can receive email
  • What kind of line 01626 298949 is
  • Who else gives the postcode EX5 1FY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HWH Insurance Brokers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 June 2017 (9 years old)
Registered office
Winslade House, Winslade Park Manor Drive, Clyst St. Mary, Exeter, Devon, EX5 1FY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Harry Charles William Holman Director Apr 1979 1 Jun 2017 1 other company
Zoe Holman Director Apr 1980 27 Jun 2025 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£183k

+99% from £92.0k

Cash at bank

£355k

+37% from £259k

Employees (average)

7

Same as 7

Owed within a year

£198k

+3.2% from £192k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10798527. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

HWH Associates’s history from the FCA register and Companies House, newest first.

2017

17 November 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 June 2017

  • Incorporated at Companies House
  • Harry Charles William Holman became a part-owner (25–50% of shares)
  • Katrina Holman became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to HWH Associates

Other FCA-listed firms that share a director, phone number or address with HWH Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like HWH Associates

Other firms of the same type (insurance broker), nearest first.

In Exeter

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HWH Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is HWH Associates Limited FCA authorised?
Yes, HWH Associates Limited (FRN 784279) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is HWH Associates’ phone number and website?
The FCA register lists the phone number 01626 298949 and the website hwh.insure for HWH Associates. If you were given different contact details, use these to check with the firm before going any further.
Is HWH Associates a scam or clone?
HWH Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HWH Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about HWH Associates to the Financial Ombudsman Service, free of charge.
Who owns HWH Associates?
Companies House lists 2 people with significant control of HWH Associates: Mr Harry Charles William Holman (25–50% of shares) and Mrs Katrina Holman (25–50% of shares).
Who runs HWH Associates?
Companies House lists 2 directors of HWH Associates: Harry Charles William Holman and Zoe Holman.
How long has HWH Associates been in business?
The company was formed on 1 June 2017, and has held its current FCA authorisation since November 2017.
What do HWH Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £183k (+99% from £92.0k) and cash at bank of £355k (+37% from £259k).
Does HWH Associates use any other names?
It trades as HWH Insurance Brokers.

Sources and links

The full report on HWH Associates Limited

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